My credit card covers the rental car insurance as a 'perk' so i save quite a bit skipping the ldw.
Yes, they can provide insurance for a fee.
Yes, buy Avis insurance. It is expensive, though.
If you have no other personal auto insurance you should definitely get the one offer from the rental company. Best of luck.
I always get Avis Insurance even if I have it because your personal car insurance won't cover the down time if you're in an accident they only cover fixing the car
I would purchase the insurance from Avis since you don't have your own. You don't need to have your own personal auto insurance to rent a vehicle from Avis, but they have LDW, PIP, and other coverage options for you to choose at the time of your rental. It's a bit costly per day to purchase their insurance options, but since you don't have your own, cover yourself and get theirs.
Thanks! Your answer is awaiting moderation.