If you don’t have the copay by the time of your labor and delivery day what Happens?

Not sure . i would think if you arrived in labor they couldn't turn you down. They would probably just collect it during the time they come around for the insurance part or bill you later ... Registration should be able to answer a question like that

If you are unable to pay, they are within their legal rights to send you to the nearest charity hospital for treatment as long as you're not in an "emergency" situation. That would probably be UMC...sorry.