Dispute it !! It will come off I’m using sky blue credit repair they are awesome once your debt is sold to a collection account you don’t owe anything 1-original debtor sold it and made money plus a tax credit 2- you didn’t sign anything saying you owe anything to the new collector it’s all a big scam legally once it goes to collection you owe nothing I raised my report 200 points since December on my soul !!! Do your own research I could do it but it is detailed and time consuming worth every penny I paid for skyblue
Dispute it! I've never had anything taken off reappear later.
When u dispute it possible to see it come off the credit however...in a few months will show up again because credit determine you still them the money your working against yourself score will drop again everytime debt reported with dispute just pay the bill so it can update paid u lose points every time it reports not worth it I'm my opinion just pay and get it done
It can only ve updated PIF OR SIF to be removed or you can send in a letter of request stating why you want it to be removed but just they usually turn down every removal request
I don't owe any money, but I'm tempted to pay to get it off my report. But if it's not going to be completely removed there is no benefit to me in paying something i don't owe. Leaving it and marking it paid still leaves a negative mark on your credit.
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