Yes, It is, A repossessor csn take a car at Anytime and any place, unless a govt facility. A repossessor is not going to know what is inside the car unless a HUMSN shows themselves or if an animal shows themselves my employees would attempt contact if that doesn't work they would call the animal shelter and having animal shelter come and get the animal. I have been doing repossessions for almost 20 years as a manager within the industry we rarely come across animals being inside a vehicle but if it happens I instruct my agents on how to handle every situation every situation is different but yes it is legal
They always take the cars at that time and don't look inside because they don't have the keys.
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