Jesus, As Maria stated, we offer free consultations to all of our potential clients. During said meeting we gather all of your financial information (i.e. income, assets, debts, etc.) and then run the means test, assess whether we can protect all of your assets, and after doing so can determine whether you qualify for a Chapter 7, and/or whether other options (i.e. Chapter 13, Debt Settlement., etc) is the better option. In conclusion, please call our office at: 619-894-8831 to set up a free consultation to see if we can help you, as it seems like from the information you posted above we most likely can help you with your car loan and payday loan issues.
You need to call the number get an interview with one of the lawyers and they will let you know if you if you qualify for chapter seven !!
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