MARYLAND INSURANCE ADMINISTRATION

Category: State government office in Baltimore, Maryland

Address: 200 St Paul St #2700, Baltimore, MD 21202, USA

Phone: +18004926116

Opening hours

Sunday: Closed

Monday: 8AM–4:30PM

Tuesday: 8AM–4:30PM

Wednesday: 8AM–4:30PM

Thursday: 8AM–4:30PM

Friday: 8AM–4:30PM

Saturday: Closed

Reviews

bgbg32100

Sep 12, 2022

One case I had years ago was found in my favor, but I had to do most of the legwork. A more recent one was not where my insurer wanted to more than double my rates after claiming I caused an accident when it was clearly a mixed fault, and I thought this was more of a slam dunk. If you don't think you are treated fairly by your insurance company, you can turn to the MIA. The problem is it mostly favors the insurance companies. It's not really a regulatory agency. If you don't like the MIA decision, you can request a court hearing, but you have to pay a $50 filing fee. What kind of justice is that?

Akinde Koutou

Aug 26, 2022

This is not a government agency. It should be called a private company because they side with insurance companies. Robin please stop doing that. Just be professional

darrell oliver

Jul 25, 2022

USAA attempted to raise my premiums. The MD Insurance Commissioner's Office requested that USAA justify their increase in premiums on my policy. There were a lot of questions USAA had to answer and they were told to not "cut and paste" their answers. USAA chose not to raise my premiums!! Thank goodness for the MD Insurance Commissioner's office!!

Nancy Massay

Apr 7, 2022

I contacted MD Insurance commission when USAA neglected to send an adjuster to examine the fire damage on my property, then used the vendor as adjuster & the vendor charged USAA for work not done on my property. Also, USAA Had estimate don’t to restore my property and after 10 months no word from USAA about restoration of my property. Mr Frederick from MD Insurance commission did no advocacy for me, the consumer, he basically selected a portion of the complaint regarding poor work by the vendor and after waiting for his intervention from Sept to March, he said poor work by vendor need to be reported to Attorney general. So my property has not been restored and he totally ignored that part of my complaint. Loads of money was paid to the company that didn’t do half of what was claimed but got paid the total amount anyways, whilst me the Insurance premium payer suffer with properly unrestored & no payment to fix it.

Thanks! Your review is awaiting moderation.

Questions & Answers

My car was dmgd in accident that was not my fault almost a month ago. The other insurance co said that they need to get a statement from their insured driver - which I understand - is there a time limit in Maryland? I NEED A RENTAL CAR.

PMC John | Oct 30, 2021
Heather O' Brien | May 28, 2022

In my experience most insurance generally allow 1 week for each driver to make a statement that is recorded of their recollection of accident. I haven't ever experienced what you are describing. As long as the police report clearly states that the other driver is at fault whether the officer witnessed the accident, or there were witnesses on the scene to corroborate your story, or perhaps the other driving admitted fault to the officer who wrote the accident report. The only exception to why the other driver's insurance is waiting to obtain a statement from the policy holder prior to authorizing payment of a rental for you could potentially be because the other driver is denying any fault that cause the accident. Good luck!

Is there a time limit for a life insurance carrier to distribute funds when the policy is surrendered? The carrier tells me the USPS is 2 to 3 weeks behind in mail delivery. My cancellation request was mailed 3/3 and the policy cancelled on 3/15.

Forrest Hale | Sep 25, 2021
Grace Mcquay | Feb 27, 2022

The check is always in the mail, don't hold your breath.

My auto insurance states they are required by MD regulations to suspend coverage after 3 accidents. Is this true?

Newt Plaisance | Sep 25, 2020
Al DeRemigis | Sep 25, 2020

The Maryland Insurance Administration regulates Property & Casualty insurance companies, but does not dictate when companies suspend coverage. If you feel that your insurance company is doing something inappropriate I would encourage you to file a complaint with the Insurance Commissioner. You can find out how by going to their website at: insurance.maryland.gov

Is it a law yo have homeowner's insurance??

Phyllis Berger | Sep 26, 2019
Al DeRemigis | Sep 26, 2019

If you are asking if there is a law in Maryland that requires homeowners to insure their home, there is not; however, if you have a loan or mortgage on your home then the lender will require that you have homeowner's insurance as a condition of the loan. This is part of the loan agreement that you sign with the lender.

Can an apartment owner make you have a certain amount of insurance?

Kevin Barger | Sep 26, 2019
Mike G | Sep 26, 2019

Yes. Landlords want to ensure that they won't be liable for damage to your contents in the apartment. Rental insurance is very inexpensive and covers your contents, not the building. Coverage on the building is the landlord's responsibility.

How do I find out what I need for continuing ed?

Robert J Sidell | Sep 26, 2019
Autumn Fares | Sep 26, 2019

https://insurance.maryland.gov/Producer/Pages/continuingeducation.aspx

I was changing lanes and got rear ended. The insurance co, Geico is trying to tell me that it is my fault. They are telling me that if the person is maintaining his lane and I come into his lane and he hits me, that is my fault. Is this correct??

Kora Perrin | Sep 26, 2018
Angela | Sep 26, 2018

No way is that your fault! I’m MD if you get rear ended it’s NEVER YOUR FAULT. It’s an insurance law in MD. I’ve been rear ended 4x over the years (starting to think I have a target on my car lol) My mom has been an insurance agent for 30yrs in MD. You can switch lanes and go faster/slower, that’s not an excuse for them hitting you from behind. Call your insurance company and let them deal with it

Read More

If you live in Maryland, do you only file your complaint with that state or can your complaint be filed with PA as well?

Hope Always | Sep 26, 2018
Autumn Fares | Sep 26, 2018

You should file the complaint in the state the policy was issued.

Thanks! Your answer is awaiting moderation.

Thanks! Your question is awaiting moderation.

Related Places