I need a 3 bedroom apartment and I filed ch 7 bankruptcy 8 months ago. Can I still get approved??

Misty Bowles | Sep 30, 2020 | Category: Apartment complex in West Valley City, Utah

Enclave at Redwood - All questions

Address: 3810 S Redwood Rd, West Valley City, UT 84119, USA

Enclave at Redwood | Sep 30, 2021

Right now a bankruptcy must be closed for a year or it is an automatic denial.

JeN Gardner | Sep 30, 2020

Assuming that it depends on their policy and other factors (ie: debt to income ratio, rental history, credit, etc). A bankruptcy kills credit scores and stays on for 10 years. Friendly suggestion: hire a credit repair service to see if that can be removed earlier and help build up your credit score as well. Also you can try to get a cosigner that has good credit who will vouch for you and are willing to pay if you default on pmts. Good luck!

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