I use a visa debit card from my local bank. I can't speak on the insurance. I had basic liability and had to pay extra. I now have a little bit of comp/collision so on my trip this coming Tuesday I'll see if that works so i don't have to pay extra. I'll give an update next week about the insurance. Sorry i couldn't answer ur question completely
Can I rent a car with a prepaid debit card
If you use a debit card it's a bit more complicated as they have to do a credit check and you must show something with your address on it and such however if you use a credit card it's hassle free. I used a credit card in which they put a hold on it but when I returned the car I gave them my debit card to run the charge on they then took the full hold off my credit card. If you have full coverage insurance on your personal car that can carry over to the rental otherwise you need to take out insurance through them to cover the rental.
The Master Card will work as far as the insurance you have to have full coverage insurance to rent the car if you don't have it you must buy their insurance
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