I don't have the greatest credit but I've been at my job for 12 years and they will work with you. Just get the maintenance warranty for the vehicle it's worth it. I just had $8000 worth of work done and only had to pay the $2000 Warranty that they put in the payments. I got an older car and did my research so I know what I was in for.
They can work with you. But it helps to have good credit.
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