The water is comfortable, and because it's a wood stove there's a decent amount of control over the heat. The lake is freezing, but there is a ladder attached to the hot tubs that you can get back into the hot tub from the lake. My brother and I both jumped in. This was in January.
The water in the hot tun will be around 103 degrees. It depends if you enjoy evening or daytime rides on the lake. The water in the lake is around 45 degrees during winter.
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