Veritas Funding - Visalia | Home Loans and Refinance

Category: Mortgage lender

Address: 3435 S Demaree St B, Visalia, CA 93277, USA

Phone: +15598403042

Opening hours

Sunday: Closed

Monday: 8AM–5PM

Tuesday: 8AM–5PM

Wednesday: 8AM–5PM

Thursday: 8AM–5PM

Friday: 8AM–5PM

Saturday: Closed

Reviews

Krystal Robles

Jun 16, 2022

I was a first time home buyer and everything was so confusing for me and Rebecca answered all my questions and made this experience smooth for us.

Haley Torres

Jun 10, 2022

Working with this company was such a headache. Reading other reviews makes me jealous, I genuinely wish I could have had a positive experience instead I got a nightmare. Not much organization, considering we constantly had to keep sending the same documents more than once. Severe lack of communication, I can’t count the times I would call and receive no response, so many times I had to go through a third party just to get any information from veritas. The situation got so bad at one point I had to request to no longer receive phone calls and to only receive emails so that I could have a paper trail of what was going on.

Kareem Meqdad

Jun 1, 2022

Great Communication is Key, and you'll find that here at Veritas....Thanks Tristany and Fidel

Monica Torres

May 28, 2022

Fidel and his team did a great job explaining every step, they worked closely with my realtor and made the process go smoothly.

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Questions & Answers

What does my credit need to be to get a mortgage?

Veritas Funding - Visalia | Home Loans and Refinance | Nov 22, 2021
Veritas Funding - Visalia | Home Loans and Refinance | Nov 22, 2021

It's possible to be approved for a mortgage with a credit score as low as 600, but remember: the lower your credit score, the higher your interest rate.

How do I get down payment assistance?

Veritas Funding - Visalia | Home Loans and Refinance | Nov 22, 2021
Veritas Funding - Visalia | Home Loans and Refinance | Nov 22, 2021

Veritas Funding offers a variety of down payment assistance options, but since applying for assistance is different in every state, the best way to learn more is to speak with a Loan Officer in your area. Would you like to connect with an Arizona licensed Loan Officer now?

What are closing costs, and how much are they?

Veritas Funding - Visalia | Home Loans and Refinance | Nov 22, 2021
Veritas Funding - Visalia | Home Loans and Refinance | Nov 22, 2021

There are lender fees and 3rd party fees such as Title, Appraisal, Mortgage Insurance, also, there are prepaid items such as taxes and home owners insurance that are all part of the loan process. These usually total 3% to 5% of your loan amount.

How long does it take to get a mortgage?

Veritas Funding - Visalia | Home Loans and Refinance | Nov 22, 2021
Veritas Funding - Visalia | Home Loans and Refinance | Nov 22, 2021

For most loans, you can realistically expect the whole process to take about 30 days when you work with Veritas Funding.

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