FinWise Bank

Category: Bank in Sandy, Utah

Address: 820 E 9400 S, Sandy, UT 84094, USA

Phone: +18015456000

Opening hours

Sunday: Closed

Monday: 8:30AM–6PM

Tuesday: 8:30AM–6PM

Wednesday: 8:30AM–6PM

Thursday: 8:30AM–6PM

Friday: 8:30AM–6PM

Saturday: Closed

Reviews

Shawn Stokes

Aug 28, 2022

Can they help someone?? Yeah I suppose but don't think you won't have to jump through multiple hoops just for them to deny you the loan. It was very pointless for me to even deal with them.

THOMAS SIMMS

Aug 16, 2022

Had sent in all the necessary documents needed. They send me a email saying I was approved so I go online to accept the terms and do so. They do a hard credit pull and say I had a hard inquiry in the last 30 days that disqualified me for the loan. Never asked if I applied for a credit card in the last 30 days otherwise I would have said yes. I was only trying for 3000 dollars for some home repairs upgrades.

Dr. Ken Andersen

Jul 10, 2022

I've been banking here for almost 20-years. They have been awesome over the years. Thank you for always taking care of me!!!!

umassonalp

Jun 21, 2022

The bank is part of the “rent a bank” scheme which allows predatory lenders, such as OppFi, to use its bank status to charge 198% on loans.

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Questions & Answers

Can i take out a loan and ad to the one i have

Jason Tornberg | Oct 11, 2019
Marcos Ramirez | Oct 10, 2020

I would like a loan came in the mail an invitation for thanks

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Do you pay back loan in monthly payments

Kevin Looney | Oct 11, 2019
FinWise Bank | Oct 11, 2019

Hi Kevin, Repayment terms will be outlined in in your official loan agreement. Terms are dependent upon the loan you are applying for. For more information about different types of loans we offer, including available ranges of loan amounts, terms, and rates, visit: https://www.finwisebank.com/lending/ or give us a call at 801-545-6000.

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What is your unique identifying number ?

Bill Hickman | Oct 11, 2019
FinWise Bank | Oct 11, 2019

Our customer service representatives are available to help with your inquiry. Please reach out to us at 801.545.6000 so that we can better understand and answer your question. We are available Monday – Friday from 8:30 am – 6:00 pm MT.

I don’t have a “traditional” checking account. Is one required to be approved for loan proceeds to be deposited? I have a Walmart Money card through Green Dot Bank.

Jeannie Satoris | Oct 11, 2019
FinWise Bank | Oct 11, 2019

Hello, Jeannie! We offer a variety of loan products designed to meet the diverse needs of consumers. Some of our loan products, but not all, do require a depository account (checking or savings) with a financial institution. We may be able to better serve you if you call us at 801.545.6000 to tell us more about your needs. You can also see a summary of the types of loans we offer here https://www.finwisebank.com/lending/ and here https://www.finwisebank.com/strategic-partnership-products/.

How do I stop them from mailing me?

Catherine Koziupa | Oct 11, 2019
Catherine Koziupa | Oct 11, 2019

Why should I call anyone? I didn't ask for this solicitation.

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can you pay off the loan and beat the intrest

ray lee | Oct 10, 2020
FinWise Bank | Oct 10, 2020

Hi Ray Lee, Each loan has different terms and conditions. To better understand the terms and conditions of the loan you you are looking for, please contact our Customer Success Team at 801-545-6030.

While applying for a loan; why do you ask for my bank pass code and password?

Lenora Redhouse | Oct 11, 2018
FinWise Bank | Oct 11, 2019

As part of the application process, FinWise employs several tools to verify applicant information and reduce fraud. One of the tools used is the retrieval of an applicant’s transactional information from their financial institution. This allows the applicant to share their bank account data in an easy and secure method, as opposed to manually retrieving and sending their bank statements by email or fax. FinWise does not have the ability to view, access, or store the applicant’s log-in credentials.

FDIC INSURED? STATE OR FED REGULATED?

Daisy Lecato | Oct 11, 2018
FinWise Bank | Oct 11, 2019

Yes, we are FDIC regulated and insured up to $250,000. We are also chartered in the State of Utah and regulated by the Utah Department of Financial Institutions.

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To what is the% $ 2,000.00. And to what terms

Arilis Cruz | Oct 11, 2018
FinWise Bank | Oct 11, 2019

We offer several different deposit and credit products to meet a wide variety of needs. Rates and terms vary depending on the product and eligibility. If you have received an offer from one of our partners, you must respond to that request directly to request it. For more information about our programs through partnership, visit:: https://www.finwisebank.com/lending/

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