I have a prequalified amount how do I know if u should apply or is it just a waste of all our times. I know in have credit problems due to identifying credit being still due to thief 2015..My payment record is outstanding

Its worth a try!

Hello, Many consumers and businesses seeking to borrow money may benefit from our Strategic Partner lending programs to improve access to credit. Call us at (801) 545-6000 to speak with a representative so we can better assist you with your financial goals and provide you with personalized financial wisdom. Or visit: https://www.finwisebank.com/strategic-partnership-products/ to learn about our Strategic Partner lending programs or https://www.finwisebank.com/lending/ for other lending products. Thank you!

Diddo, worth a try