Derek Alota - State Farm Insurance

Category: Auto insurance agency in San Jose, California

Address: 5615 Cottle Rd, San Jose, CA 95123, USA

Phone: +14086201690

Opening hours

Sunday: Closed

Monday: 9AM–5PM

Tuesday: 9AM–5PM

Wednesday: 9AM–5PM

Thursday: 9AM–5PM

Friday: 9AM–5PM

Saturday: Closed

Reviews

Ingrid Alonso

Jul 28, 2022

This review is long overdue. Derek has been my insurance agent for over a decade. He and his staff are amazing! When I need help and call his office, not only do we catch up on family, kids, jobs, etc., but he and his team go above and beyond for me and my parents (who are also his clients). Karen is also the best! She responds to me super quickly and has been to my rescue so many times (after accidents and car/address/policy changes). Recently, my son's catalytic converter was stolen. I called the office to cancel the policy and they advised that it was covered! I had no idea! My son was allowed a rental and he received a check for the whole value of his car! I am super greatful for Derek and his team and 1000% recommend them for all insurance needs.

Roland Kel

May 23, 2022

Derek has been great to us for many years now. I feel like we are almost like family now. Too bad we cannot take him with us to Arizona with us but he was able to find us an agent who also seems promising!

Christian Gutierrez

Mar 31, 2022

Mr. Alota has always served me with the utmost respect and attention that has reassured my trust and dependency in State Farm Insurance. In 2015 I was involved in a horrific freeway accident that left my vehicle totaled. Derek dropped everything to ensure I was safe, and my car was taken to a well respected auto body shop. I highly recommend State Farm Agent Derek Alota to anyone who wants to be taken care of like a good neighbor. He is always there for me, day and night.

Andrew Chen

Jan 6, 2022

Derek has been handling my home and auto loans for years and has always been a consummate professional. Whenever I have any questions or issues, he is always available to help guide me through the process. I would highly recommend him as anyone's insurance agent!

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Questions & Answers

Can I use my check card or debit card?

Derek Alota - State Farm Insurance | Jul 8, 2022
Derek Alota - State Farm Insurance | Jul 8, 2022

State Farm accepts most major credit and debit cards.

What factors influence car insurance rates?

Derek Alota - State Farm Insurance | Jul 8, 2022
Derek Alota - State Farm Insurance | Jul 8, 2022

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

How fast can I get car insurance coverage?

Derek Alota - State Farm Insurance | Jul 8, 2022
Derek Alota - State Farm Insurance | Jul 8, 2022

As long as you have all required information and go through the application process, coverage can begin immediately. For the most accurate quote, you’ll need to know your car’s make, model, mileage, and year. We’ll also need to know a little about you and your driving history.

What if I have a vehicle that's not listed on the Vehicle Type section?

Derek Alota - State Farm Insurance | Jul 8, 2022
Derek Alota - State Farm Insurance | Jul 8, 2022

Please contact a State Farm agent if you're trying to insure a classic automobile or any atypical vehicle-types. Examples include motorcycle, snowmobile, camper, ATV, etc.

Can I pay by phone or mail instead of online?

Derek Alota - State Farm Insurance | Jul 8, 2022
Derek Alota - State Farm Insurance | Jul 8, 2022

Yes. State Farm has ways to ensure the security of your payment information, but if you're uncomfortable making an online payment, you can forward your application to a State Farm agent. They will contact you about payment arrangements. The coverage effective date will depend on the new payment arrangements made with the agent For additional questions, contact an agent or see our Privacy Policy.

What is the difference between market value and replacement cost?

Derek Alota - State Farm Insurance | Jul 8, 2022
Derek Alota - State Farm Insurance | Jul 8, 2022

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to rebuild the entire home.

Why should I sign up for the Paperless Notice of Privacy Policy?

Derek Alota - State Farm Insurance | Jul 8, 2022
Derek Alota - State Farm Insurance | Jul 8, 2022

You can reduce the amount of paper you receive by signing up to go paperless. You can view the Notice of Privacy Policy online instead of receiving a mailed copy. You'll also help State Farm achieve its green mission.

Is my payment information secure on your website?

Derek Alota - State Farm Insurance | Jul 8, 2022
Derek Alota - State Farm Insurance | Jul 8, 2022

At State Farm, we take your concerns about online security very seriously so you can pay without worry. We employ industry-standard controls for protecting customer data and keeping the server environment stable.

What can I do on the State Farm mobile app?

Derek Alota - State Farm Insurance | Jul 8, 2022
Derek Alota - State Farm Insurance | Jul 8, 2022

You can take care of insurance and banking accounts, get roadside assistance, file and check your claim status, and lots more.

What is the difference between sending my quote and purchasing with an agent?

Derek Alota - State Farm Insurance | Jul 8, 2022
Derek Alota - State Farm Insurance | Jul 8, 2022

You may send your quote to an agent anytime during the quote process. If you haven't completed the online form, an agent will contact you to complete the process. If you received a quote online, you can still purchase with an agent. The agent will contact you to gather any additional information.

What if I have more than four vehicles or four drivers in my household?

Derek Alota - State Farm Insurance | Jul 8, 2022
Derek Alota - State Farm Insurance | Jul 8, 2022

If you need a quote or coverage and have more than four vehicles or four drivers, contact a local State Farm Insurance agent.

How do I download the State Farm mobile app?

Derek Alota - State Farm Insurance | Jul 8, 2022
Derek Alota - State Farm Insurance | Jul 8, 2022

Text MOBILE to 78836 to get a link to the app or download from your app store.

I am a current auto insurance customer, why can't I get a quote for another auto policy online?

Derek Alota - State Farm Insurance | Jul 8, 2022
Derek Alota - State Farm Insurance | Jul 8, 2022

If you're a current State Farm auto policyholder, you can get a quote by following these steps: 1) Log into your account. 2) Select your current auto policy. 3) Click Quote/Replace a Vehicle. The request will be forwarded to your agent for processing.

Do I have to pay for an online quote?

Derek Alota - State Farm Insurance | Jun 8, 2022
Derek Alota - State Farm Insurance | Jun 8, 2022

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

How can I pay for my insurance if I decide to purchase it online today?

Derek Alota - State Farm Insurance | Jun 8, 2022
Derek Alota - State Farm Insurance | Jun 8, 2022

State Farm accepts most major credit and debit cards.

I changed my mind about purchasing this insurance. What should I do?

Derek Alota - State Farm Insurance | Jun 8, 2022
Derek Alota - State Farm Insurance | Jun 8, 2022

You can save your quote to continue at a later time. When you save your quote you will receive an email containing a link to the application process. If you've received a State Farm reference number, your application has already been submitted. Your agent will be contacting you to discuss your policy. You can wait for your agent to call or contact them to discuss your options. If you did not receive a reference number, your application was not submitted and your payment should not be processed.

When does my coverage start?

Derek Alota - State Farm Insurance | Jun 8, 2022
Derek Alota - State Farm Insurance | Jun 8, 2022

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

Is my account number the same as my policy number?

Derek Alota - State Farm Insurance | Jun 8, 2022
Derek Alota - State Farm Insurance | Jun 8, 2022

No. A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.

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