Reliable Credit Association Inc.

Category: Car finance and loan company

Address: 10690 SE McLoughlin Blvd, Milwaukie, OR 97222, USA

Phone: +15034623000

Opening hours

Sunday: Closed

Monday: 8:30AM–5:30PM

Tuesday: 8:30AM–5:30PM

Wednesday: 8:30AM–5:30PM

Thursday: 8:30AM–5:30PM

Friday: 8:30AM–5:30PM

Saturday: Closed

Reviews

Jeremy

Aug 3, 2022

It’s been manny years since I had a loan through Reliable Credit. Probably almost 10 years. Since then, my credit is now excellent, hovering around 740-760. When I was with Reliable Credit, I was at an abysmal 520. At the time my choices were very limited for loans. That’s what I get (got) for being irresponsible with money, starting at a young age. Lesson learned! With that said, my experience with RC was pretty good. My interest rate was high, I get that. I was considered high risk and honestly… would I want to borrow money from me? Lol. I made it a point to make higher payments to pay less which did work out pretty well. RC more or less left me alone so long as I made my payments on time. If I did find myself being a few days behind, simply calling them and letting them know as early as I could went a long way. If I remember right, their CS wasn’t great… but it wasn’t awful. I remembered to try and remind myself that a large portion of their clients were legit deadbeats who were constantly late on their payments or flat out didn’t pay at all (I did get to chatting with one of RC agents when I finally paid off my loan in full). While some like myself were just learning a hard lesson after being terrible with finances, a lot of what they have to put up with would probably make you a bit edgy too. But I digress. Would I use RC again? No way. Not ever. I went from having to pay 18 percent interest to now 1.6 percent. But if its the only option ya got and you need wheels, it might be worth looking into.

cody davis

Jul 22, 2022

Worst credit union ever, bein payin over 3 years+ over 24% interest rates, tried to get it down they said no, kept paying tried to work with them but still they say they can’t do anything, wouldn’t refinance nothin, there not worth goin to cuz they don’t work with you. DO NOT GO HERE not worth it cuz they just want money An not your best interest

Anthony Mancino

Feb 10, 2022

Reliable credit was great to work with! I was looking to rebuild my credit and they were able to get me approved for a motorcycle loan when NO ONE else would even give me the time of day. Although their interest rates aren’t the best, beggars can’t be choosers sometimes and I actually ended up taking another loan through them when I traded in the first motorcycle I purchased, for a new one. They were easy to work with, easy to pay your payments online with no fees I might add and my experience with them was all and all a good one. I would recommend them to anyone trying to rebuild their credit!

Gro Lyfe

Jan 14, 2022

Trying to get a loan with this company was like pulling teeth. Very disrespectful. I'm so glade that I did not get a loan with this company, (ended up getting easier approval with an amazing interest rate with another company) interest rate was beyond reasonable and the loan person kept questioning my employment after providing multiple paystubs, and multiple phone numbers to verify employment. I'm so happy I did not get a loan with reliable because if it was that trouble some to get a loan I can't imagine working with them for 84 months.

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Questions & Answers

Can reliable credit take my ADDITIONAL payment and post it to the next months finance charges or dont they have to put it to principle??

Darla Goss | Aug 19, 2019
AMANDA'S MUSIC MIX#01 volume1 | Aug 19, 2019

That depends on how you want it . You have to let them know which way you want it to go

What policy on loan n%

Mickey Simon | Aug 19, 2019
C C | Aug 19, 2019

My experience has been good easy to get loan, not having great credit. Interest rates high in the 20% range

How do i sign up for makeing a payment with my credit card

Allen Thomas | Aug 19, 2019
Darla Goss | Aug 19, 2019

Go to there website and go to the bottom of the page and click the make a payment link and during process you can set up an auto payment or do a one time payment for your account. Best of luck

I can apply for a loan of 2000 dollars to repair my truck I have an account with you

Cristobal Hernandez | Aug 19, 2019
Bobby Galvan | Aug 19, 2019

They just lend 1000 dollars

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Where do they store cars at that they take?

J T | Aug 19, 2019
J | Aug 19, 2019

They won't take them if you make your payment. I think they auction them off to try to recoup the money from the defaulted loans.

Can i get a loan off my boat if i have my title

Francisco Bello | Aug 19, 2019
Darla Goss | Aug 19, 2019

I dont think so they arent a loan place like that more like a bank and they deal with vehicle loans when purchasing a vehicle not a loan against one.

What if you have not so good credit

Alyssa Carter | Aug 19, 2018
Kelly Richardson | Aug 19, 2018

They'll give loans to ppl w/ not so good credit. Beware, customer service is awful, they're very disorganized and they'll charge you insane interest rates! Plus loan fees! Then they'll try to sneak in insurance on top of that! Make sure you read the small print!

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How can you make payment

Christina Carlson | Aug 19, 2018
Tim O'Brien | Aug 19, 2018

You can call, pay online or drop off check. Very nice people who make it easy and pleasant to work with

U can't find my account # so I can mail payment over night

Roberta Mcconnell | Aug 19, 2018
Stephanie Gudino | Aug 19, 2018

It seems like this is a common problem as they couldn't find my account either

Can I refinance a car loan, to get a better interest rate?

Marsha Jacobs | Aug 19, 2018
Marlon F | Aug 19, 2018

Yes

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What if I'm on short term disability and can't pay for one month

joyce vaughn | Aug 19, 2018
Marlon F | Aug 19, 2018

You have to let them know whats going on and they will probably re schedule your payments, just give them a heads up, communication is the key

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