You do not have to be rude and yes so can add and subtract we are not as dumb ad you think. What happened to me was wrong put yourself in my shoes I did not ask this question to be insulted by you I showed you respect and I deserved the same
It isn't possible to be "mislead" into believing your note is 3 years shorter or longer than it is. That's silly. It's math, and if you can't add and subtract, it's in writing in the paperwork you signed. Come on.
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