Every time I stay at a Wyndham motel on points, they need a card "on file" in case someone punches a hole in the wall 🤜🙄 but as far as I know, it's never had an actual charge applied and then reversed. On the other hand, I'm a Diamond level member, so things may be different, and individual properties can probably set their own rules.
Yes deposit fee
I stayed on Christmas with my points and they stopped taking deposits. I did stay in September with points and they took $100 deposit. I used my Wal-Mart prepaid card, it does have my name on it
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