I love this new and innovative health care system. I was wondering what happens if you have to have surgery or go to a Hospital for any reason, how does that work with forward, is that included in the package or is it going to be out of pocket?

We can handle many urgent health concerns, and any member who chats in regarding things like stomach flu symptoms, a sore throat, or other less severe ailments, gets a response from their Care Team in a matter of minutes. You'd always have your Care Team available to you to answer these questions 24/7, regardless of where you are in the world and can schedule visits usually same-day or next-day when the concern is more urgent. Should you need hospitalization (such as for a broken bone or serious skin lesion), we assist in finding you the right hospital-based physician to address your needs or the best Emergency Room for your urgent concern or injury. The hospital would bill through your insurance, which is why many members keep some form of insurance. Care that you receive outside of Forward would be billed through your insurance plan.

This is a great question! Forward program is not designed to cover such costs. It focuses in preventative services and helps you keep your health and health conditions in check. This is why you should still have a traditional health insurance in addition to Forward subscription. Traditional health insurance would cover services such as diagnostic or preventative imaging, surgical procedures or emergency health situations.