Everyone's financial situation is different and a great start would be to call CCCS of Rochester to speak to a Certified Credit Counselor. They will be able to review your full financial picture and give you suggestions and options to choose from. Unfortunately, I can't give you a definite answer at this point considering that I don't have that full picture. I would encourage you to please call 585-546-3440 to schedule your free counseling session with a Certified Credit Counselor.
Can debt collector put judgement on your Social security income?
No it is Never too late. They will work with them and you to resolve it.
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