It depends on the amount of debt you have and what repayment terms your creditors are willing to offer. You can get an estimate by applying for a repayment plan on the Consumer Credit Counseling website. There is no obligation; you have nothing to lose! They will give you an estimated payment amount and then you are free to decide if you can manage it.
Depends on what you owe. They will try to work with you based on your income
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