This largely depends on market conditions, the particular asset you are buying & your preferences. Pre-Existing Homes can be found and escrow closed within as little as 6-8 weeks, 30-60 days of which is mainly taken up by your inspection period, AND your lender's ability to underwrite & fund your loan. During the Great Migration of 2020 and 2021 of new residents into Florida, lenders were hamperewd by the very long wait to get an appraiser scheduled as both a wave of refinancings occurred while the Great Migration occurred. Ever since the Surfside collapse & effective January 1st 2022, Lenders now request we write purchase & sale contracts for condominiums with at least 45 days on them to account for the extra time required for the lenders to look into the buildings history, structure/deferred maintenance etc per new regulations that have gone into place. New Construction Homes take 6 months to 1 year to deliver.
Under normal market conditions, searching for a home online to finish (closing escrow) will take 10-12 weeks. Once it is done, completing the escrow period will take approximately 30-40 days.
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