If you have bad credit the terms of the loan or lease are not going to be that good. I suggest finding a good used Subaru that you can buy for the cash the dealership will require for a down payment. Subarus are very well built, so you may be surprised how good an older Subaru still feels and drives.
They do, but you will need a good down payment (3-4000) before finance companies will take the risk of the loan. Also consider leasing a new car for 2-3 years at a lower payment and then buying it at the end of its term. Once you have established good payment history with a finance company they will continue to want to do business with you. Good luck
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