If i were to finance a bike, can you guys throw in gear into the total price or no? Also what’s the lowest i can use as a down payment?

You can finance anything together, the lowest down payment is determined by the lending institution.

They can definitely add gear to the total package that you're going to finance. I added lots of extras like luggage racks and luggage. I even had them put on heated grips it was all included in the financing.

I'm sure it's doable

Sorry. Im not sure.

Most likely for the down payment will depend on your credit and the cost of the bike. As for gear, I'm pretty sure they can do that