I have a more than Medicare policy that pays for gym membership, whether I use it or not, and for my policy it is paid for... got a 24/7 key when I did the paperwork. So I know some older folks can use the gym with no out of pocket. I have seen signs in the gym regarding included benefits during staffing hours, check their website for hours for chatting with staff times.
I'm on a year contract and it is $32.78 after tax per month
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