Topsail Wealth Management

Advisors add value first by recognizing what they can control and what they cannot. By focusing on a holistic wealth management approach that combines services, rather than attempting to outperform the market.

Opportunities will vary based on your personal situation but there are a number of ways to potentially reduce or defer your tax obligations. Those strategies can include the reduction or deferral of income, capital gains, and estate taxes. Other strategies such as asset location and investment selection help you keep more of your return and reduce tax obligations from the start.

Investors often focus on the return and miss the importance of focusing on keeping the return they've earned. While you can't control your investment return or tax rates, you can ensure that you minimize tax obligations through a number of tax-efficient investing strategies including investment approach and selection, saving and withdrawal strategies, and tax-loss harvesting.

Protecting your wealth is an ongoing effort. It includes combining investment, retirement, tax, and estate planning to reduce tax obligations but also ensure an orderly transfer of wealth to the next generation.

Yes, the right strategy has the opportunity to add value and capture return, but it also prevents mistakes. Having a well-thought-out strategy also ensures you know how to act or not act when events occur. The topics are complex and require combining investment, tax, estate, charitable, and behavioral expertise.

Wealth planning is the process of making strategic plans for financial growth and the protection of assets. Successful wealth planning goals will be curated by a financial expert, such as Topsail Wealth Management, with investment strategies that fit your family’s needs. The wealth manager should be well versed in your financial philosophy, so you can feel confident they will handle your wealth planning well as if the assets were their own.

Both are broad terms and are often used generally. Financial planning is often conceptual and focuses mainly on day-to-day financial planning. At Topsail, wealth management is the combination of the applicable services to provide clients with the most value.

Wealth management fees will vary from firm to firm. Topsail Wealth Management believes in a low-cost and high-value approach. By keeping our costs low, we help you keep more of your return.

There is no set minimum investment required to benefit from holistic and professional management. With the right approach, professional managers can add value to their clients in a number of situations.

There is no one reason to start a wealth management relationship. You may feel you don't have the time to devote to your wealth, or the expertise to combine several disciplines, or you may simply want a trusted partner to work with you. While there is a cost to wealth management, if the hurdle is low, advisors can outperform their cost and help you keep more of your return.

Wealth management is a combination of services; typically including investment management and financial planning. By developing a holistic plan, you have the ability to take advantage of investment, tax, and estate strategies.