Advanced Asset Management, LLC

Ron Van Surksum, Managing Member, is a CERTIFIED FINANCIAL PLANNER ™ professional, a member of the NAPFA. Advanced Asset Management - Grandville, MI Fiduciary advisers, not salespeople! Advanced Asset Management is a small, independent, financial planning and investment management firm in the Greater Grand Rapids area of Western Michigan. We are a fee-only fiduciary advisers and do not accept commissions or compensation of any kind based on the solutions recommended. We have been helping clients achieve their financial goals since 1997. Ron Van Surksum, Managing Member, is a CERTIFIED FINANCIAL PLANNER ™ professional, a member of the NAPFA. Advanced Asset Management, LLC Financial Planner Grandville, MI Financial Consultant, Grandville, MI Investment Service, Grandville, MI

We are located at: 4555 Wilson Ave SW Grandville, MI 49418 Phone: (616) 531-5220 Advanced Asset Management - Grandville, MI Fiduciary advisers, not salespeople! Advanced Asset Management is a small, independent, financial planning and investment management firm in the Greater Grand Rapids area of Western Michigan. We are a fee-only fiduciary advisers and do not accept commissions or compensation of any kind based on the solutions recommended. We have been helping clients achieve their financial goals since 1997. Ron Van Surksum, Managing Member, is a CERTIFIED FINANCIAL PLANNER ™ professional, a member of the NAPFA. Advanced Asset Management, LLC Financial Planner Grandville, MI Financial Consultant, Grandville, MI Investment Service, Grandville, MI

A fiduciary is a person who holds a legal or ethical relationship of trust with one or more other parties. Typically, a fiduciary prudently takes care of money or other assets for another person. As a fiduciary, we do not make commissions on any of your investments. Unlike many other financial planners, we are fee-based. Advanced Asset Management - Grandville, MI Fiduciary advisers, not salespeople! Advanced Asset Management is a small, independent, financial planning and investment management firm in the Greater Grand Rapids area of Western Michigan. We are a fee-only fiduciary advisers and do not accept commissions or compensation of any kind based on the solutions recommended. We have been helping clients achieve their financial goals since 1997. Ron Van Surksum, Managing Member, is a CERTIFIED FINANCIAL PLANNER ™ professional, a member of the NAPFA. Advanced Asset Management, LLC Financial Planner Grandville, MI Financial Consultant, Grandville, MI

As you strive to reach your financial goals and prepare for retirement, you may consider turning to a financial advisor. But do you know much a financial advisor costs? Generally, financial advisors charge a flat fee of $1,500 to $2,500 for the one-time creation of a full financial plan, or roughly 1% of assets under management for ongoing portfolio management. Of course, fee rates and compensation structures differ from advisor to advisor. Please call to discuss our exact fee. We charge a flat fee, not a %. Advanced Asset Management - Grandville, MI Fiduciary advisers, not salespeople! Advanced Asset Management is a small, independent, financial planning and investment management firm in the Greater Grand Rapids area of Western Michigan. We are a fee-only fiduciary advisers and do not accept commissions or compensation of any kind based on the solutions recommended. We have been helping clients achieve their financial goals since 1997.

To help determine whether you should hire a financial planner, ask yourself the following questions: -Do you have a fair knowledge of investments? -Do you enjoy reading about wealth management and financial topics and researching specific assets? -Do you have expertise in financial instruments? -Do you have the time to monitor, evaluate your investments, and make periodic changes to your portfolio? If you answered yes to the above questions, you may not need an advisor or financial planner. However, even if you answered yes to the above questions, you could still be at risk of making emotion or fear-based mistakes when it comes to your finances. Advanced Asset Management - Grandville, MI Fiduciary advisers, not salespeople! Advanced Asset Management is a small, independent, financial planning and investment management firm in the Greater Grand Rapids area of Western Michigan. We are a fee-only fiduciary advisers and do not accept commissions or compensation of any kind based.

A financial planner or personal financial planner is a qualified financial advisor. Practicing in full service personal finance, they advise clients on investments, insurance, tax, retirement and estate planning. Advanced Asset Management - Grandville, MI Fiduciary advisers, not salespeople! Advanced Asset Management is a small, independent, financial planning and investment management firm in the Greater Grand Rapids area of Western Michigan. We are a fee-only fiduciary advisers and do not accept commissions or compensation of any kind based on the solutions recommended. We have been helping clients achieve their financial goals since 1997. Ron Van Surksum, Managing Member, is a CERTIFIED FINANCIAL PLANNER ™ professional, a member of the NAPFA. Advanced Asset Management, LLC Financial Planner Grandville, MI Financial Consultant, Grandville, MI Investment Service, Grandville, MI

Estate planning is the process of deciding what will happen to everything you own after you've passed away. It involves creating binding, legal documents to make sure that your wishes are carried out. Advanced Asset Management - Grandville, MI 4555 Wilson Ave SW Grandville, MI 49418 Financial Planner Grandville, MI Financial Consultant, Grandville, MI Financial Advisor, Grandville, MI Investment Service, Grandville, MI Fiduciary Grandville, MI Financial Planner Grand Rapids, MI Financial Consultant, Grand Rapids, MI Investment Service, Grand Rapids, MI Fiduciary Grand Rapids, MI Fiduciary advisers, not salespeople!

A type of 529 plan that lets an account owner open an investment account to save for the account beneficiary's qualified higher education expenses or tuition for elementary or secondary public, private, or religious schools. Advanced Asset Management - Grandville, MI 4555 Wilson Ave SW Grandville, MI 49418 Financial Planner Grandville, MI Financial Consultant, Grandville, MI Financial Advisor, Grandville, MI Investment Service, Grandville, MI Fiduciary Grandville, MI Financial Planner Grand Rapids, MI Financial Consultant, Grand Rapids, MI Investment Service, Grand Rapids, MI Fiduciary Grand Rapids, MI Fiduciary advisers, not salespeople!

This is a financial plan tailored to your unique goals for your life. This includes retirement, legacy, and college savings. Advanced Asset Management - Grandville, MI 4555 Wilson Ave SW Grandville, MI 49418 Financial Planner Grandville, MI Financial Consultant, Grandville, MI Financial Advisor, Grandville, MI Investment Service, Grandville, MI Fiduciary Grandville, MI Financial Planner Grand Rapids, MI Financial Consultant, Grand Rapids, MI Investment Service, Grand Rapids, MI Fiduciary Grand Rapids, MI Fiduciary advisers, not salespeople!

A detailed plan for your finances to help you take control of your situation and reach your short and long-term financial goals. Advanced Asset Management - Grandville, MI 4555 Wilson Ave SW Grandville, MI 49418 Financial Planner Grandville, MI Financial Consultant, Grandville, MI Financial Advisor, Grandville, MI Investment Service, Grandville, MI Fiduciary Grandville, MI Financial Planner Grand Rapids, MI Financial Consultant, Grand Rapids, MI Investment Service, Grand Rapids, MI Fiduciary Grand Rapids, MI Fiduciary advisers, not salespeople!

A Roth IRA is an individual retirement account (IRA) that allows qualified withdrawals on a tax-free basis if certain conditions are satisfied. It was established in 1997 and named after William Roth, a former U.S. senator from Delaware. Roth IRAs are similar to traditional IRAs, with the biggest distinction between the two being how they’re taxed. Roth IRAs are funded with after-tax dollars; this means that the contributions are not tax-deductible. But once you start withdrawing funds, the money is tax free. Conversely, traditional IRA deposits are generally made with pretax dollars; you usually get a tax deduction on your contribution and pay income tax when you withdraw the money from the account during retirement. Advanced Asset Management - Grandville, MI 4555 Wilson Ave SW Grandville, MI 49418 Fiduciary advisers, not salespeople!

Charitable planning means that they create a plan regarding how their wealth will be distributed to charities that they select after their death. Advanced Asset Management - Grandville, MI 4555 Wilson Ave SW Grandville, MI 49418 Financial Planner Grandville, MI Financial Consultant, Grandville, MI Financial Advisor, Grandville, MI Investment Service, Grandville, MI Fiduciary Grandville, MI Financial Planner Grand Rapids, MI Financial Consultant, Grand Rapids, MI Investment Service, Grand Rapids, MI Fiduciary Grand Rapids, MI Fiduciary advisers, not salespeople!

In plain words Charitable Giving can be defined as an act of giving money, time or some goods to unlucky or inopportune people, directly or through a worthy cause like a charitable trust. The idea of such giving is generated from the virtues of charity where you give something to the needy people to help in their survival. People facing poverty like orphans, widows, injured and ailing helpless elders are considered as the genuine recipients of such charity giving. Advanced Asset Management - Grandville, MI 4555 Wilson Ave SW Grandville, MI 49418 Financial Planner Grandville, MI Financial Consultant, Grandville, MI Financial Advisor, Grandville, MI Investment Service, Grandville, MI Fiduciary Grandville, MI Financial Planner Grand Rapids, MI Financial Consultant, Grand Rapids, MI Investment Service, Grand Rapids, MI Fiduciary Grand Rapids, MI Fiduciary advisers, not salespeople!

A financial adviser or financial advisor is a professional who provides financial services to clients based on their financial situation. In many countries, financial advisors must complete specific training and be registered with a regulatory body in order to provide advice

Asset allocation is the implementation of an investment strategy that attempts to balance risk versus reward by adjusting the percentage of each asset in an investment portfolio according to the investor's risk tolerance, goals and investment time frame. Advanced Asset Management - Grandville, MI 4555 Wilson Ave SW Grandville, MI 49418 Fiduciary advisers, not salespeople! Advanced Asset Management is a small, independent, financial planning and investment management firm in the Greater Grand Rapids area of Western Michigan. We are a fee-only fiduciary advisers and do not accept commissions or compensation of any kind based on the solutions recommended. We have been helping clients achieve their financial goals since 1997. Ron Van Surksum, Managing Member, is a CERTIFIED FINANCIAL PLANNER ™ professional, a member of the NAPFA. Financial Planner Grandville, MI Financial Consultant, Grandville, MI Investment Service, Grandville, MI Fiduciary Grandville, MI

Capital management is a financial strategy aimed at ensuring maximum efficiency in cash flow. Capital management works to make sure that your cash flow in retirement is suitable for your needs. Advanced Asset Management - Grandville, MI 4555 Wilson Ave SW Grandville, MI 49418 Fiduciary advisers, not salespeople! Advanced Asset Management is a small, independent, financial planning and investment management firm in the Greater Grand Rapids area of Western Michigan. We are a fee-only fiduciary advisers and do not accept commissions or compensation of any kind based on the solutions recommended. We have been helping clients achieve their financial goals since 1997. Ron Van Surksum, Managing Member, is a CERTIFIED FINANCIAL PLANNER ™ professional, a member of the NAPFA. Financial Planner Grandville, MI Financial Consultant, Grandville, MI Investment Service, Grandville, MI Fiduciary Grandville, MI

NAPFA defines a "fee-only" financial advisor as one who is compensated solely by the client, with neither the advisor nor any related party receiving compensation that is contingent on the purchase or sale of a financial product. Advanced Asset Management - Grandville, MI 4555 Wilson Ave SW Grandville, MI 49418 Fiduciary advisers, not salespeople! Advanced Asset Management is a small, independent, financial planning and investment management firm in the Greater Grand Rapids area of Western Michigan. We are a fee-only fiduciary advisers and do not accept commissions or compensation of any kind based on the solutions recommended. We have been helping clients achieve their financial goals since 1997. Ron Van Surksum, Managing Member, is a CERTIFIED FINANCIAL PLANNER ™ professional, a member of the NAPFA. Financial Planner Grandville, MI Financial Consultant, Grandville, MI Investment Service, Grandville, MI Fiduciary Grandville, MI

Yes, you can book a free 1 hour consultation either on-site or virtual. The booking link is on our website. Advanced Asset Management - Grandville, MI 4555 Wilson Ave SW Grandville, MI 49418 Fiduciary advisers, not salespeople! Advanced Asset Management is a small, independent, financial planning and investment management firm in the Greater Grand Rapids area of Western Michigan. We are a fee-only fiduciary advisers and do not accept commissions or compensation of any kind based on the solutions recommended. We have been helping clients achieve their financial goals since 1997. Ron Van Surksum, Managing Member, is a CERTIFIED FINANCIAL PLANNER ™ professional, a member of the NAPFA. Financial Planner Grandville, MI Financial Consultant, Grandville, MI Investment Service, Grandville, MI Fiduciary Grandville, MI

An employer-sponsored plan is a type of benefit plan offered to employees at no or relatively low cost. These plans, such as a 401(k) or HSA, cover an array of services including retirement savings and healthcare. Employees who enroll in such programs capitalize on the benefit of receiving discounted services. Advanced Asset Management - Grandville, MI 4555 Wilson Ave SW Grandville, MI 49418 Financial Planner Grandville, MI Financial Consultant, Grandville, MI Financial Advisor, Grandville, MI Investment Service, Grandville, MI Fiduciary Grandville, MI Financial Planner Grand Rapids, MI Financial Consultant, Grand Rapids, MI Investment Service, Grand Rapids, MI Fiduciary Grand Rapids, MI Fiduciary advisers, not salespeople!

A financial adviser or financial advisor is a professional who provides financial services to clients based on their financial situation. In many countries, financial advisors must complete specific training and be registered with a regulatory body in order to provide advice Advanced Asset Management - Grandville, MI 4555 Wilson Ave SW Grandville, MI 49418 Fiduciary advisers, not salespeople! Advanced Asset Management is a small, independent, financial planning and investment management firm in the Greater Grand Rapids area of Western Michigan. We are a fee-only fiduciary advisers and do not accept commissions or compensation of any kind based on the solutions recommended. We have been helping clients achieve their financial goals since 1997. Ron Van Surksum, Managing Member, is a CERTIFIED FINANCIAL PLANNER, a member of NAPFA.

A self-directed individual retirement account (SDIRA) is a type of individual retirement account (IRA) that can hold a variety of alternative investments normally prohibited from regular IRAs. Although the account is administered by a custodian or trustee, it's directly managed by the account holder, which is the reason it's called self-directed. Advanced Asset Management - Grandville, MI 4555 Wilson Ave SW Grandville, MI 49418 Fiduciary advisers, not salespeople! Advanced Asset Management is a small, independent, financial planning and investment management firm in the Greater Grand Rapids area of Western Michigan. We are a fee-only fiduciary advisers and do not accept commissions or compensation of any kind based on the solutions recommended. We have been helping clients achieve their financial goals since 1997. Ron Van Surksum, Managing Member, is a CERTIFIED FINANCIAL PLANNER, a member of NAPFA.

An individual retirement account (IRA) is a savings account with tax advantages that individuals can open to save and invest in the long term. Like a 401(k) account that an employee obtains as a benefit from their employer, an IRA is designed to encourage people to save for retirement. Anyone who has earned income can open an IRA and enjoy the tax benefits these accounts offer. Advanced Asset Management - Grandville, MI 4555 Wilson Ave SW Grandville, MI 49418 Fiduciary advisers, not salespeople! Advanced Asset Management is a small, independent, financial planning and investment management firm in the Greater Grand Rapids area of Western Michigan. We are a fee-only fiduciary advisers and do not accept commissions or compensation of any kind based on the solutions recommended. We have been helping clients achieve their financial goals since 1997. Financial Planner Grandville, MI Financial Consultant, Grandville, MI Financial Advisor, Grandville, MI

Yes, we are fiduciaries. We always have your best interest in mind. Advanced Asset Management - Grandville, MI 4555 Wilson Ave SW Grandville, MI 49418 Fiduciary advisers, not salespeople! Advanced Asset Management is a small, independent, financial planning and investment management firm in the Greater Grand Rapids area of Western Michigan. We are a fee-only fiduciary advisers and do not accept commissions or compensation of any kind based on the solutions recommended. We have been helping clients achieve their financial goals since 1997. Ron Van Surksum, Managing Member, is a CERTIFIED FINANCIAL PLANNER, a member of NAPFA. Financial Planner Grandville, MI Financial Consultant, Grandville, MI Financial Advisor, Grandville, MI Investment Service, Grandville, MI Fiduciary Grandville, MI Financial Planner Grand Rapids, MI Financial Consultant, Grand Rapids, MI Investment Service, Grand Rapids, MI Fiduciary Grand Rapids, MI