Richard Weaver & Associates

The terms of a confirmed plan bind you and each creditor. If you have an unexpected financial problem during your chapter 13 case, you should immediately consult with your attorney. It is often possible to deal with changed circumstances by amending the chapter 13 plan.

The number one reason for personal bankruptcy in the United States is not credit card debt, lavish spending or extravagance, but medical debt. Contact our professional Haltom City bankruptcy lawyer for the consultation.

Bankruptcy laws serve two main purposes. The two main policies of bankruptcy are the fresh start for the honest but unfortunate Debtor (you) and equal treatment of Creditors (the people you owe). If you file for bankruptcy and follow the Bankruptcy Code rules, bankruptcy law gives you a fresh start by canceling many of your debts through a court order known as the Discharge. Call Richard Weaver & Associates today to learn more.

Before you decide to file for Chapter 7 bankruptcy, you need to identify if you are eligible to file. There are income criteria to meet and other requirements that you must fulfill before you qualify for a Chapter 7. Speak to a Forth Worth bankruptcy attorney about the tests which will help identify whether you are actually eligible for bankruptcy.

No, not all debts will be discharged through the bankruptcy, even if you have followed all of the Bankruptcy Code’s rules during your case. First, a bankruptcy case only discharges debts that you owed and listed at the time you filed the case, not those you incurred after filing the case.

Yes. You must provide the trustee and/or any creditor with copies of any federal tax return that you filed for the year prior to filing. If you do not comply with this request, the court may dismiss your bankruptcy case. Contact Richard Weaver & Associates to learn more.

In the case of a Chapter 7 bankruptcy, the official record will remain on your credit report for 10 years. However, other information related to your bankruptcy, including judgments, third-party relationships and other items will only be on your report for about seven years.

You can start the process of establishing good credit soon after a bankruptcy. Richard Weaver & Associates represents clients in and around Texas resolving their financial problems and start afresh. Talk to an attorney at our firm about how you can begin fixing your credit problem after a bankruptcy.

In order to build credit, you have to get credit, and that seems impossible after bankruptcy. Few people may be willing to give you credit after you have filed for bankruptcy. However, you can get a secured credit card from your bank. For more advice about how you can begin establishing credit after a bankruptcy, call and discuss your case with Richard Weaver & Associates.

Our bankruptcy law firm in Fort Worth has helped clients file bankruptcy cases for more than 30 years. This experience helps clients and provides assurance that you will get excellent service and the goal is to take very good care of clients and offer trust and experience.

Our office is located at 5601 Airport Fwy, Haltom City, TX 76117, USA. The attorney is available by appointment only between the hours of 8 AM and 5 PM Monday through Friday.

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Yes, We have debt lawyers to help you getting a debt relief in Haltom City

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Yes, we have bankruptcy lawyers to provide bankruptcy services in Haltom City

You may be curious as to whether you can file for bankruptcy a second time to reutilize this financial relief. With certain restrictions, you will be able to file more than once. You can apply for a Chapter 7 bankruptcy twice if a period of eight years has elapsed between bankruptcies. If you previously filed for a Chapter 13 bankruptcy, you can file for a Chapter 7 bankruptcy after 6-year lapse. A Chapter 13 bankruptcy can follow a Chapter 7 bankruptcy if there is at least a 4-year gap. Chapter 13 bankruptcies can be repeated within 2 years of one another.

Filing for bankruptcy is a difficult legal process. You can hire a bankruptcy attorney from our firm to help you resolve the complex issue and reduce your own stress. By working with an experienced bankruptcy lawyer, we can make sure that you are taking the rights steps. If you have any questions or concerns, these can be answered in as efficient manner as possible. Furthermore, your Haltom City bankruptcy lawyer can represent you at the hearing before the bankruptcy trustee or judge. We can also help cease any creditor abuse or harassment actions that are committed against you. Above all, we can pursue for your best interest and help you get your finances resolved.

Bankruptcy can stop foreclosure. In a Chapter 13 repayment plan, you can keep your home by paying your arrears in full through a plan payment. In a Chapter 7, the automatic stay will temporarily prevent foreclosure, providing you with time to catch up on your mortgage payments. If you are at risk of losing your home, bankruptcy may be a powerful solution which can prevent that devastating effect of debt.

If you owe a large amount of debt, you may still possess the right to protect important assets, including your home, personal property, and money in bank accounts. Property that can be protected is called "exempt property," which means that you will not lose property in your bankruptcy if the total property value is less than the exemption amount. Many clients do not lose their assets.