Align Wealth Management : Financial Planners, Wealth Retirement

Hi James. We would be happy to provide you information on our returns, net of fees, if you would like to give us a call. We work with each client to create a customized plan that considers your assets, goals, tax situation and risk tolerance. Then, we create a plan to ensure you are on track to meet your goals with the least amount of risk, cost, and tax.

Thank you for your question James. Our new relationship minimum is $750,000.

No. There is no reason to visit a Schwab or TD Ameritrade office to open accounts yourself. When you are ready to become an Align client, we will send you the necessary paperwork for your signature. We know your time is valuable and we like to keep things simple and easy for you.

No. Align Wealth Management is not affiliated with Schwab or TD Ameritrade, nor are we compensated by any of those companies in any manner. We receive no fees, commissions, or incentives from Schwab, TD Ameritrade, or any other financial institution.

Yes. Your custodian (Schwab or TD Ameritrade) will notify you by mail or email each time we make a change in your portfolio. These confirmations will give you complete details of each trade in your account. All trades are conducted in accordance with your written Investment Policy Statement, but we encourage you to be in contact with us whenever questions arise. We feel this creates a good balance between keeping you informed and involved, while minimizing unnecessary interruptions to your busy life.

The short answer is no. We conduct your rebalancing automatically as part of our overall client-focused services. We feel this approach ensures that important rebalancing opportunities are not postponed or lost by requiring you to fit an approval process into your already busy life. Instead, you give us advance permission to rebalance on your behalf. This permission is very limited, permitting us only to conduct periodic rebalancing or to replace an investment with one we deem superior, all in accordance with our written, customized, Investment Policy Statement to which we mutually agree.

Before any changes are made, we first analyze your existing portfolio and discuss our recommendations with you. Our overall goal is for your portfolio to make sense for you and your lifetime objectives, in the most cost effective manner.

We typically meet in-person 2 - 4 times annually with our clients who live in the Oklahoma City and Tampa Bay areas, based upon each client's preference. For our clients who live outside of these areas, we suggest regular updates via email, phone, web-conferencing and in-person meetings as appropriate.

There is no cost for our initial discovery meeting. We feel it's time well spent to first get to know one another — before we establish a formal business relationship.

No. Align never charges an exit fee or termination charge.

No. Align serves clients all across the United States. If you do not live near one of our offices, we can utilize technology such as the telephone, email, and web/video conferencing to accommodate you.