Address: 7720 S 700 E, Midvale, UT 84047, USA
Phone: +18012081000
Sunday: Closed
Monday: 8AM–5PM
Tuesday: 8AM–5PM
Wednesday: 8AM–5PM
Thursday: 8AM–5PM
Friday: 8AM–5PM
Saturday: Closed
Mike Hawk
Didn't help me at all
Barb Bowling
Great place to work with.
Walter Smith
Very good since I been with them my credit is getting much better I recommend this company
Jonvolca Man
Pros: They will help reduce your monthly payments and their monthly service fee is only $40 a month. They will make the payments for you each month after you setup a monthly draft to them. Interest is also reduced and your credit does not get affected. Cons: The lower monthly payments mean longer term to payoff which also means more profit for each creditor than the original interest would had provided. I went from a 3 year debt period to a 5 yr with ACF. This means they profit $2500 and each creditor makes a few extra hundred dollars. So yes your monthly pmts decrease a little. But the amount to payoff is way higher and for longer term in the long run. Caution: They will show you a balance total one month and then later tell you it was a higher balance to make it look as if more was paid off in your account.
Thanks! Your review is awaiting moderation.
Hi Beckie, Yes. You should be receiving a statement each month via email that will indicate each payment to your creditors. Also, you can contact support via our website or call our toll-free number (800-259-0601) during business hours (M-F 8am-5pm MST) to speak with a support rep who can help you with this and any other questions you may have.
Yes, we will help guide you through a full budget analysis and help you identify areas where you could cut back and save money each month. In the event that you need a debt management plan (in addition to budgeting help), we can typically work with most types of unsecured debts (excluding student loans).
American Credit Foundation can reduce the payments and interest. Each different creditor will have different rates, so you would be best to contact the company for the specifics. They will also consolidate your payments into one, that you would make to American Credit Foundation that will then be disbursed by them to each of your creditors. With the lowering of the interest rates and the consolidated payment, they will typically have you out of debt in 4 to 6 years saving you significant interest and time. If you look at your credit card statements they will show you (in the fine print) how much time it will take you to pay off and the amount of interest you would pay if you continue to just make the minimum monthly payments (typically this is in the 10 to 15 year range depending on interest rates). You can then compare that information to the free quote that American Credit Foundation gives you to determine if it's worth your effort. They are a great company with an A+ BBB rating
Hello Dan, No, we do not cash checks. As a consumer credit counseling company, we help people get out of debt.
Thanks! Your answer is awaiting moderation.
Thanks! Your question is awaiting moderation.