CrossCountry Mortgage, LLC

Hi Mike, Yes! We are a direct lender and underwrite all loans in-house. This allows us to be able to close loans in as little as 2-weeks with much less red tape than the big banks. We also offer a FREE no obligation pre-approval and we never charge any up front fees.

Hi Nichole, Yes we do! We offer first time home-buyer programs down to a 580 credit score with a 3.5% down payment. There are also other federal tax incentive programs we can offer you if you have a slightly higher credit score. Typically a down-payment for a first time home-buyer is between 3% to 3.5% depending on the program. We offer a free, no-obligation consultation so give us a call anytime.

Hi Monique, This would all depend on the type of mortgage that you are looking to obtain. For an FHA refinance, the minimum score would be 580. For a Conventional refinance the minimum credit score would be 620. We also have some alternative programs that can refinance down to a 520 credit score. Give us a call and we can provide a free no-obligation consultation. Thank you.

Hello, first off Thank You for your service to our Great Country! Yes we are a direct VA lender and offer the VA home loan. The minimum score for this loan is 580. This is an excellent loan as it is 100% financing and typically the seller will pay all or some of the closing costs.