Howell and Thornhill- Winter Haven

It’s easy to reach one of us. Just call us.  An attorney will talk to you and explain your rights. You can reach us also by going through our website and completing the contact form.

PIP also called No Fault insurance pays your medical bills, and anyone in your household if they are injured in a car you are driving. It only pays a percentage. Without PIP, your bills will be higher. It is mandatory in the state of Florida to have PIP. Sometimes there are tricky issues that come up, so please call us if you have any questions about PIP.

Insurance is expensive, and you are wondering why I need to get more than the required PIP/No Fault or minimum property damage coverage. But, if you or your loved one cause an accident, you should be protected by having bodily injury coverage.  And it’s very important for you and your loved ones that you have uninsured motorist coverage.  We have a lot of uninsured drivers in Florida! Please contact us to explain how to protect you and your family.

Whether only two vehicles were involved, or more, it can be complicated.  If multiple cars are involved, your first step should be to contact your own insurance company because they will be more responsive. Your teenager should seek immediate medical attention if hurt. We can help you with in making sure any medical bills your teenager has will be paid, and if needed, to the right doctors. Call us to explain your rights.

We suggest you contact an attorney to know your rights before giving any statements. Many times, the insurance company has no legal right to insist on a statement, even though they tell you that you must give one. A recorded statement can be held against you, especially if you forget important information. For instance, if the insurance company asks you what hurts, and you mention your broken arm and forget to mention your swollen knee, the insurance company may later try to deny payment for the knee surgery by claiming your knee was never hurt because you failed to mention it. Please call Howell & Thornhill, P.A., to find out if you must give a recorded statement and the important things to remember when giving a recorded statement. Please read more at https://howellthornhill.com/frequently-asked-questions/ .

If there is a factual error, like the wrong car, or the wrong people listed, for example, you can probably get it changed, or amended, or a supplemental report be issued if you have documentation and submit it to the officer or the agency right after the incident. Please read more at https://howellthornhill.com/frequently-asked-questions/ .

my question too