Address: 41410 Juniper St, Murrieta, CA 92562, USA
Phone: +18777777055
Sunday: Closed
Monday: 7AM–7PM
Tuesday: 7AM–7PM
Wednesday: 7AM–7PM
Thursday: 7AM–7PM
Friday: 7AM–7PM
Saturday: 7AM–5PM
Justus Jay Gray
Jay helped me prepare for my Medicare Options and shopped the different plans for me. Thanks Lance
Cynthia Milner
I have known Jay for more than three years, after meeting him at a friends home when he helped her with a Medicare Advantage plan. Now that I turned 65, it was time for a Medicare Supplement plan for myself. I would not have called anyone else than Jay. He is not only professional, but knows all the ins and outs of the insurance world. Thanks to Jay for saving me endless hours of worry and work. Call him today!
George Ha
Received a personal/professional note from these people,made an appointment;they arrived at my home on time and set me up with the CORRECT Medicare package for my needs.Very nice and professional and suggest anybody looking to make the Medicare decision to call them. Can’t say enough about Jay and his daughter,Heather..even changed my wifes Medicare plan,and then also my 86 year old uncles plan...BEST service and help that I’ve ever received from an insurance agent/s...more like 🔟⭐️s THANKS AGAIN,Jay and Heather
Susan Johnson
Heather is the best!! I was spinning my wheels for weeks trying to find my own coverage with affordable premiums. I was overwhelmed and confused; then I spoke to Heather! She found me exactly what I was looking for while I was on the phone with her! Heather has so much knowledge and patience and I would highly recommend using her! I am very grateful I gave her a call!!
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Original Medicare does not cover transportation for routine doctor’s office visits. The only transportation covered by Original Medicare is ground ambulance transportation when you need to be transported to a hospital, critical access hospital, or skilled nursing facility for medically necessary services. Transportation in an airplane or helicopter to a hospital if you need immediate and rapid ambulance transportation not available by ground transportation is also provided. There are, however, some Medicare Advantage plans that offer transportation services to doctors' offices. Some provide unlimited trips, and others have a set number of trips defined by the plan. Please check your Medicare Advantage Summary of Benefits to see if your plan offers this supplemental benefit.
If you dont receive your card after you first sign up, give me a call ( your agent) and I can help you with that...Usually it takes 7 to 10 business days to get your card in the mail. Jay
If you have original Medicare, Part B will cover telehealth services, and you will have to pay a 20% coinsurance of the Medicare-approved amount for your doctor or other health care provider's services after you pay the Part B deductible. You will have to pay the same amount for most telehealth services as if you received the service in person. Due to the Coronavirus (COVID-19) pandemic, Medicare has allowed doctors and other health care providers to use telehealth services to treat COVID-19 (and for other medically reasonable purposes) from offices, hospitals, and places of residence (like homes, nursing homes, and assisted living facilities). Medicare coinsurance and deductibles still apply; however, healthcare providers are reducing or waiving those amounts in some cases. If you are enrolled in a Medicare Advantage plan, they must, at a minimum, provide the same benefits provided under Medicare Part A and Part B, so the same telehealth services are available.
In 2021 the Medicare Annual Enrollment Period each year for changing your Medicare coverage choices if you choose to. AEP runs from October 15 to December 7. New coverage choices go into effect on January 1, 2022.
Great question....That would depend on the Plan F and Plan G Price in your County. The Difference Between the Plan F and the Plan G, is the Plan G you have to pay the Part B Deductible ( this year it is $198) If you take the plan F cost and multiply that x 12 = your annual plan cost. If you take the Plan G cost and multiply that x 12 and then add the $198 = your annual plan Cost. What I have found is that the Plan G works out to be around $300 a year less expensive. Side note - Plan F is only available to People eligible for Medicare Part A prior to 2020. Justus Gray Like
Medicare Part B covers manual manipulation of the spine if medically necessary to correct a subluxation when provided by a chiropractor or other qualified provider. Medicare doesn't cover other services or tests ordered by a chiropractor, including X-rays, massage therapy, and acupuncture. If you only have Original Medicare, you will have to pay 20% of the Medicare-approved amount; the Part B deductible also applies. If you are enrolled in a Medicare Supplement or Medicare Advantage, your deductible, copay, or coinsurance may be different or less depending on the plan you have chosen. Medicare Advantage plans may also offer additional chiropractic services. Please check your Medicare Advantage Summary of Benefits to see if your plan provides this supplemental benefit.
Each year, there's a Medicare Advantage Open Enrollment Period from January 1 – March 31. During this time, if you're in a Medicare Advantage Plan and want to change your health plan, you can do one of these: Switch to a different Medicare Advantage Plan with or without drug coverage
The Medicare Initial Enrollment Period (IEP) is seven months in length and occurs three months before your turn 65, the month of your birthday, and three months after. The IEP is for enrollment in Medicare Part A and Part B. The Initial Enrollment period is the same for Medicare Advantage but for Medicare Supplement policies is a six-month window starting the month of your 65th birthday.
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