Just Us Insurance Services

Category: Insurance agency in Vista, California

Address: 770 Sycamore Ave #122, Vista, CA 92083, USA

Phone: +17608223385

Opening hours

Sunday: Closed

Monday: 7AM–7PM

Tuesday: 7AM–7PM

Wednesday: 7AM–7PM

Thursday: 7AM–7PM

Friday: 7AM–7PM

Saturday: 7AM–5PM

Reviews

AnnaMarie Velarde

Aug 19, 2021

I'm relocating back to CA from NC and had to make changes to my Medicare plan. I reached out to Just Us Insurance Services for their expertise. Justus Gray worked with me in finding a plan that would accommodate my medical needs which includes 2 specialists. It was a pleasant stress free experience. He was good at explaining things in a way that is easily understood. I would highly recommend Justus Gray at Just Us Insurance Services for all insurance needs!

Matthew Lutin

Aug 10, 2021

Trust and in-depth knowledge of the insurance industry is what we look for in an agent. Not only does Jay strongly possess these quality characteristics, he is also a nice guy and a pleasure to work with. Jay, thank you for always looking out for us. We highly recommend Jay Gray! -Matthew & Tami L.

Justus Jay Gray

May 19, 2021

Jay and Heather helped me shopping for my health and Medicare Insurance...Heather helped me with my Individual options. Lance

Michael Lalla

Sep 4, 2015

Found Jay online. More than anything I felt like he wasn't selling me a used car. He's NOT pushy and easy to deal with. I shopped around beforehand and he ended up with the best plan and price, so it was a simple decision when I came across him. He's going to have a customer for life. Hope it's a long time!

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Questions & Answers

Is transportation to my doctor's office included in my Medicare plan?

Just Us Insurance Services | May 9, 2022
Just Us Insurance Services | May 9, 2022

Original Medicare does not cover transportation for routine doctor’s office visits. The only transportation covered by Original Medicare is ground ambulance transportation when you need to be transported to a hospital, critical access hospital, or skilled nursing facility for medically necessary services. Transportation in an airplane or helicopter to a hospital if you need immediate and rapid ambulance transportation not available by ground transportation is also provided. There are, however, some Medicare Advantage plans that offer transportation services to doctors' offices. Some provide unlimited trips, and others have a set number of trips defined by the plan. Please check your Medicare Advantage Summary of Benefits to see if your plan offers this supplemental benefit.

What do I do If I dont receive my Insurance Card in the mail?

Just Us Insurance Services | Mar 10, 2022
Just Us Insurance Services | Mar 10, 2022

If you dont receive your card after you first sign up, give me a call ( your agent) and I can help you with that...Usually it takes 7 to 10 business days to get your card in the mail. Jay

Can I use my Medicare coverage to utilize telehealth services?

Just Us Insurance Services | Feb 8, 2022
Just Us Insurance Services | Feb 8, 2022

If you have original Medicare, Part B will cover telehealth services, and you will have to pay a 20% coinsurance of the Medicare-approved amount for your doctor or other health care provider's services after you pay the Part B deductible. You will have to pay the same amount for most telehealth services as if you received the service in person. Due to the Coronavirus (COVID-19) pandemic, Medicare has allowed doctors and other health care providers to use telehealth services to treat COVID-19 (and for other medically reasonable purposes) from offices, hospitals, and places of residence (like homes, nursing homes, and assisted living facilities). Medicare coinsurance and deductibles still apply; however, healthcare providers are reducing or waiving those amounts in some cases. If you are enrolled in a Medicare Advantage plan, they must, at a minimum, provide the same benefits provided under Medicare Part A and Part B, so the same telehealth services are available.

Am I covered by Medicare when I see my chiropractor?

Just Us Insurance Services | Nov 10, 2021
Just Us Insurance Services | Nov 10, 2021

Medicare Part B covers manual manipulation of the spine if medically necessary to correct a subluxation when provided by a chiropractor or other qualified provider. Medicare doesn't cover other services or tests ordered by a chiropractor, including X-rays, massage therapy, and acupuncture. If you only have Original Medicare, you will have to pay 20% of the Medicare-approved amount; the Part B deductible also applies. If you are enrolled in a Medicare Supplement or Medicare Advantage, your deductible, copay, or coinsurance may be different or less depending on the plan you have chosen. Medicare Advantage plans may also offer additional chiropractic services. Please check your Medicare Advantage Summary of Benefits to see if your plan provides this supplemental benefit.

What is the initial Medicare (IEP) enrollment period?

Just Us Insurance Services | Sep 6, 2021
Just Us Insurance Services | Sep 6, 2021

The Medicare Initial Enrollment Period (IEP) is seven months in length and occurs three months before your turn 65, the month of your birthday, and three months after. The IEP is for enrollment in Medicare Part A and Part B. The Initial Enrollment period is the same for Medicare Advantage but for Medicare Supplement policies is a six-month window starting the month of your 65th birthday.

What are the dates for Medicare Annual Enrollment?

Just Us Insurance Services | Sep 6, 2021
Just Us Insurance Services | Sep 6, 2021

In 2021 the Medicare Annual Enrollment Period each year for changing your Medicare coverage choices if you choose to. AEP runs from October 15 to December 7. New coverage choices go into effect on January 1, 2022.

When does Medicare Open Enrollment start?

Just Us Insurance Services | Sep 6, 2021
Just Us Insurance Services | Sep 6, 2021

Each year, there's a Medicare Advantage Open Enrollment Period from January 1 – March 31. During this time, if you're in a Medicare Advantage Plan and want to change your health plan, you can do one of these: Switch to a different Medicare Advantage Plan with or without drug coverage

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