Topanga Properties - Your Home Sold Guaranteed

Category: Real estate agency

Address: 395 S Topanga Canyon Blvd, Topanga, CA 90290, USA

Phone: +18188693309

Opening hours

Sunday: 10AM–4PM

Monday: 9AM–4PM

Tuesday: 9AM–4PM

Wednesday: 9AM–4PM

Thursday: 9AM–4PM

Friday: 9AM–4PM

Saturday: 10AM–4PM

Reviews

Andrew

May 14, 2022

Chantal is fantastic. This was our first experience buying a home and she took care of us the whole way through. She was always generous with her time, passionate about finding us the perfect home, insightful about the community/Topanga market, and thoughtful at every step of the process — from listening to our needs to connecting us with home expert and lenders. We’d never work with another realtor, Chantal is too awesome!

Sally Reinman

May 28, 2021

Chantel knows the Topanga market and what is available. She is a good listener to what her clients want. She suggested to us a site we would have never found or visited. She worked with us through problems caused by Covid that required patience and we closed quickly and easily as soon as possible.

Phaedra Starr

May 28, 2021

What a wonderful experience purchasing a home in Topanga! Buying here you need a local to take you through all the unique things in Topanga….and I couldnt have done it without Chantal and her team!

F Allen

May 28, 2021

Chantal was fantastic!

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Questions & Answers

Do I need to do a final walkthrough?

Topanga Properties - Your Home Sold Guaranteed | Sep 6, 2021
Topanga Properties - Your Home Sold Guaranteed | Sep 6, 2021

Yes, this will give you the opportunity to be sure that the home is in the same condition as it was when you signed the agreement of sale.

Why should I buy a home instead of renting?

Topanga Properties - Your Home Sold Guaranteed | Sep 6, 2021
Topanga Properties - Your Home Sold Guaranteed | Sep 6, 2021

1. If you buy a home, you feel a sense of pride of ownership, it is your home, that you purchased. You feel a sense of self-satisfaction when you decorate, and create your color schemes in each room, each room unique to your own personal style. 2. A benefit of owning your own home is that you can deduct the cost of your mortgage loan interest from your federal income taxes You may also deduct the taxes that you pay as a homeowner. These two items can add up to LARGE SAVINGS on your income tax returns. 3. Another financial benefit of homeownership is appreciation (the value of your home increasing over time) or as you improve your home and increase your equity in the home.

How long does it take to get a pre-approval?

Topanga Properties - Your Home Sold Guaranteed | Sep 6, 2021
Topanga Properties - Your Home Sold Guaranteed | Sep 6, 2021

Some homebuyers can get their pre-approval letter within hours. People with straightforward W2 income, decent credit, and money in the bank can be house hunting the same day. But for others, getting the letter could take days or weeks. If you’re self-employed or have dinged credit, your lender will require more documentation upfront. It may submit your full file for manual approval by the bank’s underwriters before issuing the letter.

What happens during the closing process?

Topanga Properties - Your Home Sold Guaranteed | Sep 6, 2021
Topanga Properties - Your Home Sold Guaranteed | Sep 6, 2021

Closing is the day that settlement occurs, title is transferred and you get the keys to your new home.

How much can I afford to pay for a home?

Topanga Properties - Your Home Sold Guaranteed | Sep 6, 2021
Topanga Properties - Your Home Sold Guaranteed | Sep 6, 2021

Most financial institutions say that if you add your gross monthly income (not take home) with your spouse’s gross monthly income and multiply that by 30% of your total gross monthly income, this figure would be what you can afford to use towards housing related payments, ie: mortgage payments, taxes and insurance.

What is the first thing I need to do to buy a home?

Topanga Properties - Your Home Sold Guaranteed | Sep 6, 2021
Topanga Properties - Your Home Sold Guaranteed | Sep 6, 2021

Getting pre-approved for a mortgage is the first step of the home buying process. Getting a pre-approval letter from a lender gets the ball rolling in the right direction. We can help you with that process.

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