Maple Tree Funding

Category: Mortgage broker

Address: 1202 Troy Schenectady Rd Building 3, Latham, NY 12110, USA

Phone: +15187821202

Opening hours

Sunday: Closed

Monday: Closed

Tuesday: 8:30AM–5PM

Wednesday: 8:30AM–5PM

Thursday: 8:30AM–5PM

Friday: 8:30AM–5PM

Saturday: Closed

Reviews

Carrie Nassivera

Sep 1, 2022

Maple Tree Funding I gave 5 stars to. I was a first time house buyer and they helped me every step of the way. Nikki Tefft was amazing through the whole process. For anyone looking to buy a home I would give Maple Tree Funding a chance to maybe help you along the exciting journey. Wish you all the best of look! Happy home hunting!

Schenell Babb

Jul 18, 2022

I was a first time home buyer with no information. I was referred to Maple Tree and it was the best thing that could of happen for me. I called and Bill has walked me through it all step by step. From making sure I was credit ready to informing me of the day of my closing. This company took great care of me on my journey. Bill still answer questions for me and I have been in my new home for a month. Thanks so much to the staff especially my team Bill and Andrew.

Jenna Marino

Jun 1, 2022

Going above and beyond is what everyone and Maple Tree does! The service, knowledge and expertise expressed by all those associated in the process exceeded my expectations. I would definitely recommend them for all of your financing needs!

Misia Grzebyk

Mar 31, 2022

I had the pleasure of working with William (Bill) Hoogkamp from Maple Tree as a first time home buyer. From start to finish Bill made the process easy to understand and pleasant. He made sure to explain every step and answer any questions I may've had. I am honestly so grateful and could not be happier with my mortgage experience!!

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Questions & Answers

What documents do I need to collect before starting the mortgage application process?

Maple Tree Funding | Mar 9, 2022
Maple Tree Funding | Mar 9, 2022

Having your documents ready when you begin mortgage applications allows your MLO to verify your income and assets quickly and catch anything that may come up during the process. We recommend collecting the following documents ahead of time: -W2’s/1099’s for the past two years (every job) -Last 30 days pay-stubs -Two months bank statements -Any retirement statements that you have -Tax returns (last two years)

I have a less-than-ideal credit score. Will it still be possible for me to qualify for a mortgage?

Maple Tree Funding | Sep 5, 2021
Maple Tree Funding | Sep 5, 2021

Our team can help you understand the home loan options that may be available to you if you have poor credit. We have access to lenders who are willing to work with New York homebuyers with low credit scores. As a result, we can offer a variety of bad credit mortgages that other mortgage brokers cannot. There are also a handful of easy ways you can work to improve your credit score, which can help you gain access to more mortgage options. Learn more about those here: https://www.mapletreefunding.com/news-info/3-simple-habits-for-a-better-credit-score/

I'm ready to apply for a mortgage. How do I get started?

Maple Tree Funding | Sep 5, 2021
Maple Tree Funding | Sep 5, 2021

As a first step to applying for a mortgage, it's a good idea to get your finances and financial documents in order. (You can find a list of the documents you'll need here: https://www.mapletreefunding.com/preparing-to-apply-for-a-mortgage/.) From there, it's a matter of selecting a lender you're interested in working with, and setting up a meeting with them or filling out a mortgage application. You can get the process started with us today by filling out our quick application form here: https://www.mapletreefunding.com/new-york-mortgage-preapproval/.

What are the benefits of working with a mortgage broker instead of a bank?

Maple Tree Funding | Sep 6, 2019
Maple Tree Funding | Sep 6, 2019

Mortgage brokers are licensed professionals who offer a variety of home loan options to consumers through a number of different lenders. Brokers often have access to a wider variety of loan options than banks since they work with multiple lenders, which means they can find competitive rates and help you negotiate favorable terms on the mortgage that's best for your unique scenario. Brokers also act as advocates on your behalf throughout the mortgage process. They specialize in mortgages only, and can provide personalized attention throughout the home loan process.

What types of home mortgages do you offer?

Maple Tree Funding | Sep 6, 2019
Maple Tree Funding | Sep 6, 2019

We work with a number of lenders to offer a wide variety of mortgage options, including conventional mortgages, fixed rate mortgages, adjustable rate mortgages, conforming home loans, non-conforming home loans, jumbo mortgages, and government mortgages including FHA loans, VA loans and USDA loans. We will work closely with you to determine which mortgage option is right for you.

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