Bob Francy III - State Farm Insurance Agent

Category: Insurance agency in Poway, California

Address: 12605 Poway Rd Unit A, Poway, CA 92064, USA

Phone: +18584511915

Opening hours

Sunday: Closed

Monday: Closed

Tuesday: 8:30AM–5PM

Wednesday: 8:30AM–5PM

Thursday: 8:30AM–5PM

Friday: 8:30AM–5PM

Saturday: Closed

Reviews

Ross Layne

Jun 11, 2022

Bob Francy is by far the best Insurance agent I have ever had....and I'm a middle aged guy who has had many many policies through many agent. I have no affiliation with Bob outside being his client. And he did not ask me to write this nor am I profiting from it in any way. I literally do not know how Bob's service could be any better. His follow through is exceptional. He always does exactly what he says he's going to do and FREQUENTLY more than he promised. I have had a few very complicated claims which he has personally handled (when he could have certainly let his staff handle them). He even personally flied a claim for me from a complicated email I sent him with multiple files (pictures, receipts, etc.). He called me without prompting on SEVERAL occasions just to check in or provide status. What I like the most about him is you never feel like he is nickel and diming you. You feel like his primary goal is providing you the best service he possibly can rather than trying to save Farmers as much money as he can. The discount insurance companies are fine until you actually file a claim. Then you see why they are supposedly (even though I think I get a GREAT value from Bob) discounted. They will fight you at every turn trying to minimize their payout. And when they do, they will take ten times longer than Bob. His entire Staff (and I've probably talked to at least 6 of them) are amazing too. Always very knowledgeable, friendly and responsive. Before Bob became my agent, I would have never thought I you would ever catch me writing a Google review for an insurance agent. This is my first time and I should have done it long ago. Whenever State Farm signs on a new agent they should just tell them to do exactly what Bob does.

Stacy Greene

Mar 31, 2022

We had several questions about our home insurance and how State Farm could help. Bob and his team were amazing. We highly recommend State Farm and Bob.

Deanna Hurst

Apr 14, 2021

I cannot say enough wonderful things about this State Farm office! My husband and I have had our car insurance policies as well as a homeowner policy for close to 30 years. Whether it was just a general question or dealing with a claim, you can trust that you are in excellent hands! They will always do their best to find ways to help you save on premiums, they are super friendly, professional, knowledgeable and efficient. No matter who you speak to, you will get the same outstanding service. A special thank you to Morgan, who just recently went above and beyond the call of duty while helping us as we moved out of California. I was sad that we could not keep Bob Francy III's office as our agent. They felt more like friends and family than an insurance agent. You don't need to look further, I guarantee that that you will be more than happy with choosing this office.

Cecilia Fernandez

Mar 31, 2021

Bob Francy State Farm is the absolute best in the business! He and his wonderful team have the most amazing attitude towards their work as well as their clients; I have never had anything less than superb service. Ryan is my go-to guy; he is always available when I need help and makes me feel like I am the number one priority, as he goes above and beyond to ensure my family and I are taken care of. Thanks so much guys!

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Questions & Answers

Does Homeowners Insurance Cover Dog Bites?

Bob Francy III - State Farm Insurance Agent | Jun 3, 2022
Bob Francy III - State Farm Insurance Agent | Jun 3, 2022

Yes, the liability portion of your home insurance covers you if your dog bites someone.

Will auto insurance companies share my information with each other?

Bob Francy III - State Farm Insurance Agent | Jun 3, 2022
Bob Francy III - State Farm Insurance Agent | Jun 3, 2022

Yes. Auto insurance companies will share your insurance claims history with each other.

What is an insurance deductible?

Bob Francy III - State Farm Insurance Agent | Jun 3, 2022
Bob Francy III - State Farm Insurance Agent | Jun 3, 2022

An insurance deductible is the amount of money you pay after an accident before your insurance company pays for the remaining amount.

Can I add anyone to my car insurance policy?

Bob Francy III - State Farm Insurance Agent | Jun 3, 2022
Bob Francy III - State Farm Insurance Agent | Jun 3, 2022

You can include members of your household on your policy, but you must all live at the same address.

How expensive is auto insurance?

Bob Francy III - State Farm Insurance Agent | Jun 3, 2022
Bob Francy III - State Farm Insurance Agent | Jun 3, 2022

Auto insurance is relatively inexpensive, but this depends on your driving history and credit report.

Is auto insurance mandatory?

Bob Francy III - State Farm Insurance Agent | Jun 3, 2022
Bob Francy III - State Farm Insurance Agent | Jun 3, 2022

Yes, auto insurance is mandatory in every state across the U.S., but insurance carrying laws vary.

Are there different auto insurance coverage types?

Bob Francy III - State Farm Insurance Agent | Jun 3, 2022
Bob Francy III - State Farm Insurance Agent | Jun 3, 2022

Yes, there are different insurance coverage types and they are as follows: Bodily Liability, Property Damage Liability, Comprehensive, Collision and Uninsured & Underinsured.

Are you open on evenings or Saturdays?

Bob Francy III - State Farm Insurance Agent | Jun 3, 2022
Bob Francy III - State Farm Insurance Agent | Jun 3, 2022

We can meet evenings and weekends by appointment

Do I have to pay for an online insurance quote?

Bob Francy III - State Farm Insurance Agent | Jun 3, 2022
Bob Francy III - State Farm Insurance Agent | Jun 3, 2022

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

Is Homeowners Insurance Required?

Bob Francy III - State Farm Insurance Agent | Jun 3, 2022
Bob Francy III - State Farm Insurance Agent | Jun 3, 2022

If you have a mortgage, you are likely required to carry homeowners insurance. Chances are that you’re already paying for homeowners insurance and it got bundled into your mortgage.

Does my credit score really affect my auto insurance premiums?

Bob Francy III - State Farm Insurance Agent | Jun 3, 2022
Bob Francy III - State Farm Insurance Agent | Jun 3, 2022

Yes. If you have a low credit score, your insurance premiums will be higher.

When does my insurance coverage start?

Bob Francy III - State Farm Insurance Agent | Jun 3, 2022
Bob Francy III - State Farm Insurance Agent | Jun 3, 2022

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

Can an auto insurance company deny you service?

Bob Francy III - State Farm Insurance Agent | Jun 3, 2022
Bob Francy III - State Farm Insurance Agent | Jun 3, 2022

Yes, they can. If you have a DUI on your record, have bad credit or have caused a serious accident, you can be denied service.

Can I get an insurance quote over the phone or do I need to come to the office? Can I pay with a credit or debit card?

Bob Francy III - State Farm Insurance Agent | Jun 3, 2022
Bob Francy III - State Farm Insurance Agent | Jun 3, 2022

Yes, we're able to Bind your policy over the phone with a credit or debit card. We will send you everything that needs to be signed thru email. It's quick and easy.

How can I pay for my insurance if I decide to purchase it online today?

Bob Francy III - State Farm Insurance Agent | Jun 3, 2022
Bob Francy III - State Farm Insurance Agent | Jun 3, 2022

Our agency accepts most major credit and debit cards.

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