Paul Niehouse Jr - State Farm Insurance Agent

Category: Insurance agency

Address: 32235 Mission Trail B11, Lake Elsinore, CA 92530, USA

Phone: +19516740735

Opening hours

Sunday: Closed

Monday: 8:30AM–5:30PM

Tuesday: 8:30AM–5:30PM

Wednesday: 8:30AM–5:30PM

Thursday: 8:30AM–5:30PM

Friday: 8:30AM–5PM

Saturday: Closed

Reviews

PianoBabe

Dec 18, 2021

I am grateful that my State Farm Insurance Agents at the office of Agent Paul Niehouse, Jr., in Lake Elsinore treat me with respect and dignity. They always welcome me into the office when I stop in to make a payment or ask a question about my policies. (In previous dealings with other auto insurance agencies in other states, I have not always been treated this well.) I am especially grateful for Agent Maria, who always helps me with updates, suggestions and changes; and diligently ensures my policy details are current and accurate. I’m so glad I found this agency!

Maria H

Jun 29, 2018

Can't say enough positive words for my experience with Paul Niehouse and his support staff at State Farm Insurance. Recently had my car broken into and I didn't know how to handle it. Paul walked me through the process, even provided me the non-emergency phone number for the police. Thank you removing my stress and helping me deal with this issue.

Oscar Paez

Jul 22, 2013

They sure are quick to take your money and issue the blame to their own insured before any investigation has been concluded. My brother was in a car accident. He was passed by another driver on the opposing traffic lane and was hit on the drivers side. Without having the police report or concluded any evidence. They automatically deemed my brother to be at fault. They would not help whatsoever in any matter until they received payment for the deductible. We could not get a rental car, they would not file any paperwork, they would not investigate, they would not even contact the other insurance. What do you pay an insurance company for? They dont offer any assistance in the case of an accident. Both the people working in the office and the employees of state farm are very unprofessional when you really need their help. I would run from this place. It used to be good and i had nothing but good things to say, having had past accidents while being insured by them years ago, i expected the same for my brother but that was not the case. He was not treated fairly and no one at this office would do anything to help until they received their deductible. So if you want good insurance with good customer service, when you really need it, not just when you make a payment, do not go to this office. You will regret it.

Jack Ferguson

Dec 7, 2012

Our family has been using Paul Niehouse for over 20 years. Excellent service, quick responses, and a wonderful staff. It is always easy to conduct business, make policy changes, file claims and get answers to questions. What a wonderful company State Farm has been. Their rates are always competitive, and I have never had problems with claims involving auto accidents or incidents at my residence. A truly class organization!

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Questions & Answers

What factors influence car insurance rates?

Paul Niehouse Jr - State Farm Insurance Agent | Jul 3, 2022
Paul Niehouse Jr - State Farm Insurance Agent | Jul 3, 2022

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

What if I have a vehicle that's not listed on the Vehicle Type section?

Paul Niehouse Jr - State Farm Insurance Agent | Jul 3, 2022
Paul Niehouse Jr - State Farm Insurance Agent | Jul 3, 2022

Please contact a State Farm agent if you're trying to insure a classic automobile or any atypical vehicle-types. Examples include motorcycle, snowmobile, camper, ATV, etc.

How fast can I get car insurance coverage?

Paul Niehouse Jr - State Farm Insurance Agent | Jul 3, 2022
Paul Niehouse Jr - State Farm Insurance Agent | Jul 3, 2022

As long as you have all required information and go through the application process, coverage can begin immediately. For the most accurate quote, you’ll need to know your car’s make, model, mileage, and year. We’ll also need to know a little about you and your driving history.

What is the difference between market value and replacement cost?

Paul Niehouse Jr - State Farm Insurance Agent | Jul 3, 2022
Paul Niehouse Jr - State Farm Insurance Agent | Jul 3, 2022

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to rebuild the entire home.

What is the difference between sending my quote and purchasing with an agent?

Paul Niehouse Jr - State Farm Insurance Agent | Jul 3, 2022
Paul Niehouse Jr - State Farm Insurance Agent | Jul 3, 2022

You may send your quote to an agent anytime during the quote process. If you haven't completed the online form, an agent will contact you to complete the process. If you received a quote online, you can still purchase with an agent. The agent will contact you to gather any additional information.

Why should I sign up for the Paperless Notice of Privacy Policy?

Paul Niehouse Jr - State Farm Insurance Agent | Jul 3, 2022
Paul Niehouse Jr - State Farm Insurance Agent | Jul 3, 2022

You can reduce the amount of paper you receive by signing up to go paperless. You can view the Notice of Privacy Policy online instead of receiving a mailed copy. You'll also help State Farm achieve its green mission.

Can I pay by phone or mail instead of online?

Paul Niehouse Jr - State Farm Insurance Agent | Jul 3, 2022
Paul Niehouse Jr - State Farm Insurance Agent | Jul 3, 2022

Yes. State Farm has ways to ensure the security of your payment information, but if you're uncomfortable making an online payment, you can forward your application to a State Farm agent. They will contact you about payment arrangements. The coverage effective date will depend on the new payment arrangements made with the agent For additional questions, contact an agent or see our Privacy Policy.

Is my payment information secure on your website?

Paul Niehouse Jr - State Farm Insurance Agent | Jul 3, 2022
Paul Niehouse Jr - State Farm Insurance Agent | Jul 3, 2022

At State Farm, we take your concerns about online security very seriously so you can pay without worry. We employ industry-standard controls for protecting customer data and keeping the server environment stable.

What if I have more than four vehicles or four drivers in my household?

Paul Niehouse Jr - State Farm Insurance Agent | Jul 3, 2022
Paul Niehouse Jr - State Farm Insurance Agent | Jul 3, 2022

If you need a quote or coverage and have more than four vehicles or four drivers, contact a local State Farm Insurance agent.

What can I do on the State Farm mobile app?

Paul Niehouse Jr - State Farm Insurance Agent | Jul 3, 2022
Paul Niehouse Jr - State Farm Insurance Agent | Jul 3, 2022

You can take care of insurance and banking accounts, get roadside assistance, file and check your claim status, and lots more.

I am a current auto insurance customer, why can't I get a quote for another auto policy online?

Paul Niehouse Jr - State Farm Insurance Agent | Jul 3, 2022
Paul Niehouse Jr - State Farm Insurance Agent | Jul 3, 2022

If you're a current State Farm auto policyholder, you can get a quote by following these steps: 1) Log into your account. 2) Select your current auto policy. 3) Click Quote/Replace a Vehicle. The request will be forwarded to your agent for processing.

How do I download the State Farm mobile app?

Paul Niehouse Jr - State Farm Insurance Agent | Jul 3, 2022
Paul Niehouse Jr - State Farm Insurance Agent | Jul 3, 2022

Text MOBILE to 78836 to get a link to the app or download from your app store.

Can I use my check card or debit card?

Paul Niehouse Jr - State Farm Insurance Agent | Jul 3, 2022
Paul Niehouse Jr - State Farm Insurance Agent | Jul 3, 2022

State Farm accepts most major credit and debit cards.

How can I pay for my insurance if I decide to purchase it online today?

Paul Niehouse Jr - State Farm Insurance Agent | Sep 1, 2021
Paul Niehouse Jr - State Farm Insurance Agent | Sep 1, 2021

State Farm accepts most major credit and debit cards.

I changed my mind about purchasing this insurance. What should I do?

Paul Niehouse Jr - State Farm Insurance Agent | Sep 1, 2021
Paul Niehouse Jr - State Farm Insurance Agent | Sep 1, 2021

You can save your quote to continue at a later time. When you save your quote you will receive an email containing a link to the application process. If you've received a State Farm reference number, your application has already been submitted. Your agent will be contacting you to discuss your policy. You can wait for your agent to call or contact them to discuss your options. If you did not receive a reference number, your application was not submitted and your payment should not be processed.

When does my coverage start?

Paul Niehouse Jr - State Farm Insurance Agent | Sep 1, 2021
Paul Niehouse Jr - State Farm Insurance Agent | Sep 1, 2021

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

Is my account number the same as my policy number?

Paul Niehouse Jr - State Farm Insurance Agent | Sep 1, 2021
Paul Niehouse Jr - State Farm Insurance Agent | Sep 1, 2021

No. A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.

Do I have to pay for an online quote?

Paul Niehouse Jr - State Farm Insurance Agent | Sep 1, 2021
Paul Niehouse Jr - State Farm Insurance Agent | Sep 1, 2021

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

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