Vic Joshi's Straight Deal Mortgage | Home of REAL Mortgage Advice®

Category: Mortgage broker in Oakland, California

Address: 2076, 4811 Telegraph Ave #511, Oakland, CA 94609, USA

Phone: +15106552868

Opening hours

Sunday: Closed

Monday: 8AM–6PM

Tuesday: 8AM–6PM

Wednesday: 8AM–6PM

Thursday: 8AM–6PM

Friday: 8AM–6PM

Saturday: Closed

Reviews

John Wood

Mar 15, 2022

Vic is a consummate professional, and does a great job making an arduous process for your borrower much worse than it would otherwise be. He communicates clearly and efficiently, found us a great rate, and made sure the entire process was as smooth as possible. I highly recommend him as your "mortgage sherpa" :)

Nadya Stoyanova

Dec 29, 2021

Vic and his team are absolutely the best! I would highly recommend working with them for your mortgage financing needs. They are very knowledgeable, responsible, and truly invested with their clients. From beginning to end, they make sure you have all the information you need to go through the process and keep you up to date with the status of your funding and next steps. As a first time homebuyer, I really appreciate how fast, efficient, and straightforward my mortgage funding process was. Thank you so much Vic! Looking forward to working with you again!

alexandra arroyo

Mar 23, 2021

If you are looking for a company and lender to work with, look no further! As an Active Duty overseas couple looking to buy a home stateside Vic was a lifesaver! I would give Vic and his team 5 out of 5 stars! He has been amazing to work with. Down to earth, friendly, and professional, Vic made finding a good deal easy. We were taken care of every step of the way and with the best rates the market had to offer. Not only did he make sure our loan was taken care of, he also made recommendations for an out of this world real estate agent. He fully explained every step of the process and made sure we were confident every step of the way. He is amazing, do yourself a favor and call him if you are looking to finance your home or buy in California!

Hara Slonevsky

Nov 2, 2020

I had such a great experience working with Vic and his loan processor, Althea. Vic was super busy at the time because everyone is refinancing, but always picked up the phone and had time to explain things and discuss options. Communication was clear and concise from both Vic and Althea, they were both helpful and friendly, and they both worked very hard to get our loan processed in lightening speed. I never thought I'd have such a great experience with a mortgage broker (who has great experiences with mortgage brokers?), but I did. I would definitely recommend Vic's services to anyone looking to take out a mortgage or refinance.

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Questions & Answers

Should I get my mortgage loan through my bank?

Vic Joshi's Straight Deal Mortgage | Home of REAL Mortgage Advice® | Mar 4, 2022
Vic Joshi's Straight Deal Mortgage | Home of REAL Mortgage Advice® | Mar 4, 2022

It might be tempting to apply for your home loan through the bank you're familiar with. But if you do, you’ll be disappointed to find your options severely limited. The bank underwriter’s job is to look for any risk to their employer as first priority. They are not in the business of helping buyers learn about mortgage loans and make good loans. In other words, their job is to protect their employer.

Should I shop for a mortgage loan online?

Vic Joshi's Straight Deal Mortgage | Home of REAL Mortgage Advice® | Mar 4, 2022
Vic Joshi's Straight Deal Mortgage | Home of REAL Mortgage Advice® | Mar 4, 2022

NO! First, rates change all day long. When you request a quote, a data sifter compiles all of the rates available at that moment. In the best case scenario, what you see in the results display is the lowest, most unattainable rate. In the worst case, you might see bogus information designed to mislead people. Online rate quotes are a risky way to shop, because they’re there only to entice consumers to submit their personal information. Only a consultation with an experienced mortgage consultant can give you honest, useful information that isn't skewed toward some bank's profit-making machine.

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