KNB Capital Inc.

Category: Mortgage broker

Address: 30721 Russell Ranch Rd Suite 140, Westlake Village, CA 91362, USA

Phone: +18055276000

Opening hours

Sunday: Closed

Monday: 9AM–6:30PM

Tuesday: 9AM–6:30PM

Wednesday: 9AM–6:30PM

Thursday: 9AM–6:30PM

Friday: 9AM–6:30PM

Saturday: 10AM–4PM

Reviews

Leanne Nicholson

Aug 24, 2021

My husband and I had the most seamless and positive experience as we navigated the refinancing of our home with Brandon Feco at KNB Capital, Inc. The process was quite simplistic with an easy-to-use online portal for uploading all loan assets and frequent email updates as each step was completed successfully. Brandon is an outstanding communicator, very thorough with his identification of the best loan opportunity available, and is absolutely a pleasure to work with. We recommend Brandon and his team as the TOP choice for a getting a new home loan!

Mavis Sheley

Jan 13, 2021

**** VA SAVY !!! **** Our first time to work with Brandon was on a refinance of our home (IRRRL). He made the process very smooth and found us a great rate but then called to let us know he found an even better rate. I thought that was impressive that he didnt settle with the rate he got us but continued to search for a better rate. 2nd time around we were buying our 2nd home but our credit was not as strong. Brandon on the other hand worked with us and did not stop helping us just cause it wasnt going to be an easy loan. In the end we got another great rate, smooth process and did not mind all my questions and phone calls. There are a plethora of loan agents out there that say they know VA loans or any loans but there is only 1 Brandon who helps you breathe easy through this process and that is priceless!!

Keith Vogel

Jan 9, 2021

I have bought multiple homes and have never felt that the loan side of the deal was there for me. Lots of behind the scenes shenanigans until now. Brandon made everything transparent. He took his time to explain everything, provided me with an interface to see my terms and upload my documents. I really felt that he had my best interest through the full process. I received the best deal for this purchase. I will use him again for the next property and have recommended him to my family and friends. Keith

Laya Clark

Apr 1, 2020

We’ve been working with Brandon Feco for years and there is no one else we will ever go to when it comes to home financing. His personal touch goes beyond beyond anything we could ever hope for and you’ll never find anyone willing to go as far as he does to make make sure your process is smooth. His commitment and transparency makes you feel secure the whole way and he gets results. I’m proud to call him our permanent “go to” in the field and even prouder to call him a friend.

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Questions & Answers

If I do a Reverse Mortgage, will the lender own my home?

KNB Capital Inc. | Aug 22, 2020
KNB Capital Inc. | Aug 22, 2020

The short answer is No. Just like any other mortgage, with a reverse mortgage, your name remains on the title and they will still own their home. It is important to know that you are required to continue to pay property taxes, homeowners insurance and the maintenance of the property. Failure to stay current with insurance payments can result in foreclosure.

How much of a down payment do I need?

KNB Capital Inc. | Aug 22, 2020
KNB Capital Inc. | Aug 22, 2020

People often think they have to put 20% down when purchasing a home. This is very innacurate. We have many programs that offer very low down payments of 3.5% and 3% and even some programs with $0 down.

What’s the difference between being prequalified and preapproved?

KNB Capital Inc. | Aug 22, 2020
KNB Capital Inc. | Aug 22, 2020

A quick conversation with your lender about your income, assets and down payment is all it takes to get prequalified. But if you want to get preapproved, your lender will need to verify your financial information and submit your loan for preliminary underwriting. A preapproval takes a little more time and documentation, but it also carries a lot more weight.

Do I need good credit to purchase a home?

KNB Capital Inc. | Aug 22, 2020
KNB Capital Inc. | Aug 22, 2020

Not neccessarily. Good credit helps and will give you lower rates and possible costs, however we can get borrowers approved with scores as low as 580 ficos in many cases.

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