Steve Ferraro Jr. - State Farm Insurance Agent

Category: Insurance agency in Laguna Niguel, California

Address: 27601 Forbes Rd #14, Laguna Niguel, CA 92677, USA

Phone: +19498558787

Opening hours

Sunday: Closed

Monday: 8:30AM–5:30PM

Tuesday: 8:30AM–5:30PM

Wednesday: 8:30AM–5:30PM

Thursday: 8:30AM–5:30PM

Friday: 8:30AM–5:30PM

Saturday: Closed

Reviews

Yair Avila

Jul 8, 2022

Rod Juarez was great at finding me better insurance coverage, gave me a huge peace of mind having him as my agent ! I feel completely comfortable recommending him to anyone that needs a loyal and honest insurance agent.

iarm10

Jul 5, 2022

Rodrigo was able to lower my rate, compared to mercury, and with the exact same coverage. Very easy process and had my ID cards within the hour. Highly recommend.

Karen Wilson

Apr 28, 2022

Gio has made the hassle of getting car insurance much more pleasant. He is on top of everything, detail-oriented, transparent and accommodating. He really wants to make sure you get the best price and the best insurance. No switch-and-bait, just honest and that is hard to come by these days. I'd go here and work with these guys for sure!!!

John Masero

Apr 26, 2022

One year ago my wife and I needed immediate service for home insurance binder and coverage to timely close escrow on a home purchase. Steve and his team provided that service timely (within 24 hours) and at favorable rates, which my long-term insurer AAA could not. Same excellent service from Steve at this renewal time.

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Questions & Answers

How do I download the State Farm mobile app?

Steve Ferraro Jr. - State Farm Insurance Agent | Jun 22, 2022
Steve Ferraro Jr. - State Farm Insurance Agent | Jun 22, 2022

Text MOBILE to 78836 to get a link to the app or download from your app store.

What factors influence car insurance rates?

Steve Ferraro Jr. - State Farm Insurance Agent | Jun 22, 2022
Steve Ferraro Jr. - State Farm Insurance Agent | Jun 22, 2022

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

What if I have a vehicle that's not listed on the Vehicle Type section?

Steve Ferraro Jr. - State Farm Insurance Agent | Jun 22, 2022
Steve Ferraro Jr. - State Farm Insurance Agent | Jun 22, 2022

Please contact a State Farm agent if you're trying to insure a classic automobile or any atypical vehicle-types. Examples include motorcycle, snowmobile, camper, ATV, etc.

Can I use my check card or debit card?

Steve Ferraro Jr. - State Farm Insurance Agent | Jun 22, 2022
Steve Ferraro Jr. - State Farm Insurance Agent | Jun 22, 2022

State Farm accepts most major credit and debit cards.

How fast can I get car insurance coverage?

Steve Ferraro Jr. - State Farm Insurance Agent | Jun 22, 2022
Steve Ferraro Jr. - State Farm Insurance Agent | Jun 22, 2022

As long as you have all required information and go through the application process, coverage can begin immediately. For the most accurate quote, you’ll need to know your car’s make, model, mileage, and year. We’ll also need to know a little about you and your driving history.

What is the difference between market value and replacement cost?

Steve Ferraro Jr. - State Farm Insurance Agent | Jun 22, 2022
Steve Ferraro Jr. - State Farm Insurance Agent | Jun 22, 2022

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to rebuild the entire home.

Can I pay by phone or mail instead of online?

Steve Ferraro Jr. - State Farm Insurance Agent | Jun 22, 2022
Steve Ferraro Jr. - State Farm Insurance Agent | Jun 22, 2022

Yes. State Farm has ways to ensure the security of your payment information, but if you're uncomfortable making an online payment, you can forward your application to a State Farm agent. They will contact you about payment arrangements. The coverage effective date will depend on the new payment arrangements made with the agent For additional questions, contact an agent or see our Privacy Policy.

What is the difference between sending my quote and purchasing with an agent?

Steve Ferraro Jr. - State Farm Insurance Agent | Jun 22, 2022
Steve Ferraro Jr. - State Farm Insurance Agent | Jun 22, 2022

You may send your quote to an agent anytime during the quote process. If you haven't completed the online form, an agent will contact you to complete the process. If you received a quote online, you can still purchase with an agent. The agent will contact you to gather any additional information.

Why should I sign up for the Paperless Notice of Privacy Policy?

Steve Ferraro Jr. - State Farm Insurance Agent | Jun 22, 2022
Steve Ferraro Jr. - State Farm Insurance Agent | Jun 22, 2022

You can reduce the amount of paper you receive by signing up to go paperless. You can view the Notice of Privacy Policy online instead of receiving a mailed copy. You'll also help State Farm achieve its green mission.

What can I do on the State Farm mobile app?

Steve Ferraro Jr. - State Farm Insurance Agent | Jun 22, 2022
Steve Ferraro Jr. - State Farm Insurance Agent | Jun 22, 2022

You can take care of insurance and banking accounts, get roadside assistance, file and check your claim status, and lots more.

Is my payment information secure on your website?

Steve Ferraro Jr. - State Farm Insurance Agent | Jun 22, 2022
Steve Ferraro Jr. - State Farm Insurance Agent | Jun 22, 2022

At State Farm, we take your concerns about online security very seriously so you can pay without worry. We employ industry-standard controls for protecting customer data and keeping the server environment stable.

I am a current auto insurance customer, why can't I get a quote for another auto policy online?

Steve Ferraro Jr. - State Farm Insurance Agent | Jun 22, 2022
Steve Ferraro Jr. - State Farm Insurance Agent | Jun 22, 2022

If you're a current State Farm auto policyholder, you can get a quote by following these steps: 1) Log into your account. 2) Select your current auto policy. 3) Click Quote/Replace a Vehicle. The request will be forwarded to your agent for processing.

What if I have more than four vehicles or four drivers in my household?

Steve Ferraro Jr. - State Farm Insurance Agent | Jun 22, 2022
Steve Ferraro Jr. - State Farm Insurance Agent | Jun 22, 2022

If you need a quote or coverage and have more than four vehicles or four drivers, contact a local State Farm Insurance agent.

How can I pay for my insurance if I decide to purchase it online today?

Steve Ferraro Jr. - State Farm Insurance Agent | Aug 21, 2021
Steve Ferraro Jr. - State Farm Insurance Agent | Aug 21, 2021

State Farm accepts most major credit and debit cards.

I changed my mind about purchasing this insurance. What should I do?

Steve Ferraro Jr. - State Farm Insurance Agent | Aug 21, 2021
Steve Ferraro Jr. - State Farm Insurance Agent | Aug 21, 2021

You can save your quote to continue at a later time. When you save your quote you will receive an email containing a link to the application process. If you've received a State Farm reference number, your application has already been submitted. Your agent will be contacting you to discuss your policy. You can wait for your agent to call or contact them to discuss your options. If you did not receive a reference number, your application was not submitted and your payment should not be processed.

When does my coverage start?

Steve Ferraro Jr. - State Farm Insurance Agent | Aug 21, 2021
Steve Ferraro Jr. - State Farm Insurance Agent | Aug 21, 2021

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

Is my account number the same as my policy number?

Steve Ferraro Jr. - State Farm Insurance Agent | Aug 21, 2021
Steve Ferraro Jr. - State Farm Insurance Agent | Aug 21, 2021

No. A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.

Do I have to pay for an online quote?

Steve Ferraro Jr. - State Farm Insurance Agent | Aug 21, 2021
Steve Ferraro Jr. - State Farm Insurance Agent | Aug 21, 2021

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

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