Steve Ferraro - State Farm Insurance Agent

Category: Insurance agency in Laguna Niguel, California

Address: 27601 Forbes Rd #14, Laguna Niguel, CA 92677, USA

Phone: +19496432233

Opening hours

Sunday: Closed

Monday: 8AM–6PM

Tuesday: 8AM–6PM

Wednesday: 8AM–6PM

Thursday: 8AM–6PM

Friday: 9AM–5PM

Saturday: Closed

Reviews

Mark Whaley

Jun 11, 2022

Steve has handled all of our personal and business auto insurance for over 25 years. Steve and his team are the absolute best! They handle all situations promptly and always have a "can do attitude".

Frances Davies

Apr 29, 2022

I am so pleased with the prompt and excellent service I received from Sarah at The Steve Ferraro State Farm Agency. She was so kind, patient, and knowledgeable. I really appreciate how easy this agency has made it for me to attend to my insurance needs.

Greg Atwood

Jan 28, 2022

I have been with State Farm for many years and have had nothing but an excellent experience!! Many times I have stopped by the office without notice for for questions or guidance in reference to my home or auto policies. Lynn and Debbie are the best! Once through the doors. All stops to give me immediate attention and never having to wait. The owner Steve is also outstanding in managing this business!! Would highly recommend this place to anyone looking for there insurance needs!

Rita Mochalova

Nov 12, 2021

Steve, Sarah and the whole team are the best! I am with State Farm for almost 14 years for my personal needs and now SF Team is helping us for the business needs. I can't ask for more. Sarah is SO helpful, Steve as well. No matter what is the urgency of the request, they come up with the solution. Not to mention, I get everything super quick. I am very happy we found this team and looking forward to continue working with all of them! It is a blessing to find provisional insurance service that is responsible and takes care of their client. I am very happy with State Farm!

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Questions & Answers

What factors influence car insurance rates?

Steve Ferraro - State Farm Insurance Agent | Jun 21, 2022
Steve Ferraro - State Farm Insurance Agent | Jun 21, 2022

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

How fast can I get car insurance coverage?

Steve Ferraro - State Farm Insurance Agent | Jun 21, 2022
Steve Ferraro - State Farm Insurance Agent | Jun 21, 2022

As long as you have all required information and go through the application process, coverage can begin immediately. For the most accurate quote, you’ll need to know your car’s make, model, mileage, and year. We’ll also need to know a little about you and your driving history.

What if I have a vehicle that's not listed on the Vehicle Type section?

Steve Ferraro - State Farm Insurance Agent | Jun 21, 2022
Steve Ferraro - State Farm Insurance Agent | Jun 21, 2022

Please contact a State Farm agent if you're trying to insure a classic automobile or any atypical vehicle-types. Examples include motorcycle, snowmobile, camper, ATV, etc.

What is the difference between market value and replacement cost?

Steve Ferraro - State Farm Insurance Agent | Jun 21, 2022
Steve Ferraro - State Farm Insurance Agent | Jun 21, 2022

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to rebuild the entire home.

Why should I sign up for the Paperless Notice of Privacy Policy?

Steve Ferraro - State Farm Insurance Agent | Jun 21, 2022
Steve Ferraro - State Farm Insurance Agent | Jun 21, 2022

You can reduce the amount of paper you receive by signing up to go paperless. You can view the Notice of Privacy Policy online instead of receiving a mailed copy. You'll also help State Farm achieve its green mission.

What is the difference between sending my quote and purchasing with an agent?

Steve Ferraro - State Farm Insurance Agent | Jun 21, 2022
Steve Ferraro - State Farm Insurance Agent | Jun 21, 2022

You may send your quote to an agent anytime during the quote process. If you haven't completed the online form, an agent will contact you to complete the process. If you received a quote online, you can still purchase with an agent. The agent will contact you to gather any additional information.

Can I pay by phone or mail instead of online?

Steve Ferraro - State Farm Insurance Agent | Jun 21, 2022
Steve Ferraro - State Farm Insurance Agent | Jun 21, 2022

Yes. State Farm has ways to ensure the security of your payment information, but if you're uncomfortable making an online payment, you can forward your application to a State Farm agent. They will contact you about payment arrangements. The coverage effective date will depend on the new payment arrangements made with the agent For additional questions, contact an agent or see our Privacy Policy.

Is my payment information secure on your website?

Steve Ferraro - State Farm Insurance Agent | Jun 21, 2022
Steve Ferraro - State Farm Insurance Agent | Jun 21, 2022

At State Farm, we take your concerns about online security very seriously so you can pay without worry. We employ industry-standard controls for protecting customer data and keeping the server environment stable.

What can I do on the State Farm mobile app?

Steve Ferraro - State Farm Insurance Agent | Jun 21, 2022
Steve Ferraro - State Farm Insurance Agent | Jun 21, 2022

You can take care of insurance and banking accounts, get roadside assistance, file and check your claim status, and lots more.

What if I have more than four vehicles or four drivers in my household?

Steve Ferraro - State Farm Insurance Agent | Jun 21, 2022
Steve Ferraro - State Farm Insurance Agent | Jun 21, 2022

If you need a quote or coverage and have more than four vehicles or four drivers, contact a local State Farm Insurance agent.

How do I download the State Farm mobile app?

Steve Ferraro - State Farm Insurance Agent | Jun 21, 2022
Steve Ferraro - State Farm Insurance Agent | Jun 21, 2022

Text MOBILE to 78836 to get a link to the app or download from your app store.

I am a current auto insurance customer, why can't I get a quote for another auto policy online?

Steve Ferraro - State Farm Insurance Agent | Jun 21, 2022
Steve Ferraro - State Farm Insurance Agent | Jun 21, 2022

If you're a current State Farm auto policyholder, you can get a quote by following these steps: 1) Log into your account. 2) Select your current auto policy. 3) Click Quote/Replace a Vehicle. The request will be forwarded to your agent for processing.

Can I use my check card or debit card?

Steve Ferraro - State Farm Insurance Agent | Jun 21, 2022
Steve Ferraro - State Farm Insurance Agent | Jun 21, 2022

State Farm accepts most major credit and debit cards.

How can I pay for my insurance if I decide to purchase it online today?

Steve Ferraro - State Farm Insurance Agent | Aug 20, 2021
Steve Ferraro - State Farm Insurance Agent | Aug 20, 2021

State Farm accepts most major credit and debit cards.

I changed my mind about purchasing this insurance. What should I do?

Steve Ferraro - State Farm Insurance Agent | Aug 20, 2021
Steve Ferraro - State Farm Insurance Agent | Aug 20, 2021

You can save your quote to continue at a later time. When you save your quote you will receive an email containing a link to the application process. If you've received a State Farm reference number, your application has already been submitted. Your agent will be contacting you to discuss your policy. You can wait for your agent to call or contact them to discuss your options. If you did not receive a reference number, your application was not submitted and your payment should not be processed.

When does my coverage start?

Steve Ferraro - State Farm Insurance Agent | Aug 20, 2021
Steve Ferraro - State Farm Insurance Agent | Aug 20, 2021

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

Is my account number the same as my policy number?

Steve Ferraro - State Farm Insurance Agent | Aug 20, 2021
Steve Ferraro - State Farm Insurance Agent | Aug 20, 2021

No. A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.

Do I have to pay for an online quote?

Steve Ferraro - State Farm Insurance Agent | Aug 20, 2021
Steve Ferraro - State Farm Insurance Agent | Aug 20, 2021

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

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