Address: 13317 Ventura Blvd H, Sherman Oaks, CA 91423, USA
Phone: +13237415858
Sunday: Closed
Monday: 10AM–5PM
Tuesday: 10AM–5PM
Wednesday: 10AM–5PM
Thursday: 10AM–5PM
Friday: 10AM–5PM
Saturday: Closed
MindFull Education
Irina and her team at ID Mortgage were excellent to work with. From the beginning to the end, Irina and her team guided us expertly through the process, making sure we understood all the details, taking time to answer any question we had about the loan. Communication was fast, friendly, and professional. Would highly recommend their services.
Vasile Bejenari
Can't say enough fantastic things about Irina. She was extremely thoughtful and helpful every step of the way - helped me to buy my first house. Without any hesitation, this will be the team that I call on (and recommend to others) for any future real estate transaction.
Alexandra Nova
Alex and ID Mortgage Team was truly amazing! We closed escrow in 15 days, the communication was very open. Everyone was super efficient and very helpful through the process. As first time homebuyers we truly appreciate their expertise.
Andy K
ID Mortgage Broker was a pleasure to work with. My previous Loan team was always a mess, but Irina, Alex and their team were organized, professional, and very responsive. They always took the time to answer all of my questions. Thank you ID Mortgage Brokers!
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We recommend for a person with a higher credit score to apply for a loan to get better terms. However, both of you can put your names on title. If you need to improve your debt to income ratio or you need more funds for down payment, then both people might need to apply.
Each situation is different. Contact us, and we will give you an estimate depending on the type and size of your property.
Most programs do not have pre-payment penalties, however, some do. To avoid penalties check with your loan officer on the best program suitable for your needs.
Though there are a lot of advantages of dealing with a broker rather than a bank, the main benefit is that mortgage brokers are not tied to any particular lender that is why they can find the best deals for their clients.
A high credit score is better, because lenders will evaluate your ability to pay your loan back depending on your borrowing history. If you have a higher credit score, you can save significantly on your mortgage in California.
There are two options: you can call us +1-323-741-5858 and talk to a loan advisor or fill out an online request form - https://idmortgagebroker.com
You need an appraisal report. The specialist will compare your property to other homes in the area and will make an adjustment for differences.
The Federal Trade Commission provides information on that. There you can also get a free copy of your credit report every year from three credit reporting companies.
Firstly, you need an understanding of your credit. And to do that, find a mortgage lender that will guide you through the process. If you have a poor credit score, then community banks, credit unions, and mortgage lenders might be a good option for you. Big banks usually don’t want to help borrowers with a low credit score.
We can make a loan if there is equity in the property. Our company works with LLCs, LPs, Trusts, corporations, partnerships, and individuals.
ID Mortgage Broker doesn’t charge any upfront fees. You only pay us when you get your property financed.
Hi Frank, thank you for your question, as per our phone conversation we will get back to you as soon as possible with the best interest only option, tailor-made for your scenario.
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