Address: 16162 Beach Blvd Suite 202A, Huntington Beach, CA 92647, USA
Phone: +19496000944
Sunday: Closed
Monday: 9AM–6PM
Tuesday: 9AM–6PM
Wednesday: 9AM–6PM
Thursday: 9AM–6PM
Friday: 9AM–6PM
Saturday: 9AM–5PM
Angela Price
Jackie and her team at Summit Lending are simply excellent at what they do. My husband and I are both self employed, so finding the right lender for a refinance of our mortgage is difficult. I am generally skeptical of of people selling their services on the radio, but when I heard Jackie's ad on KNX, I knew I had to reach out. She is extremely knowledgeable, has excellent client service skills, and was able to find us the perfect lender for our situation. Throughout the entire process, she and her team were always available to answer questions. The process was fast and pain free. We would definitely recommend Jackie and hope to use her again in the future.
Ted Kimura
I had an outstanding experience working with Jackie & her team with the refinance of my home mortgage... I also had several fun conversation with her & she is very easy to talk to... The best part is before I got in contact with Jackie, it was very difficult to refinance my mortgage since I am self employed. But she saved the day & got me a bank statement loan... I will definitely use her again... Thank You Jackie.. :)
Tanya Tanya
I found the perfect new construction home and put down a deposit. I went through 5 other lenders and none of them could get me approved. Although I had the income, it was the credit issues that the other lenders said would prevent me from getting any kind of loan. They all told me to wait until I could get a better score and some negatives off of my credit report. Realistically, I was just going to give up, considering we were 30 days out from closing. I wanted this house so bad and decided to give it one more try. I googled and found My Lender Jackie. I explained to Jackie all my negative stuff that I needed to overcome. From our first conversation, Jackie was so positive about getting me that loan, that I started to feel like I had a chance. Jackie's personality is so likable and she was always so full of good energy. I was living on pins and needles since my builder told me I was at my last 30 days before closing and couldn't change lenders anymore. I called and emailed Jackie so much, but nevertheless, no matter what time or how many times I tried to reach Jackie, she was always available. In less than thirty days, I had an approval from the lender. Unbelievable.... Just truly unbelievable. It was like Magic!!! She did it. I'm now in my home and so so happy that I found Jackie.... Five stars of "Great, do her no justice.. She is the best you will find.......
Amy Park
With the amazing Jackie Barikhan by our side for almost 2 years as we navigated through the competitive Orange County real estate market, my husband and I finally closed on our new home! We chose to entrust Jackie as our dedicated mortgage banker based on her extensive experience with bank statement loans and vast knowledge of the market, rates and overall climate of the economy. She was extremely communicative and responsive, always available to take calls, respond to emails and texts, regardless of day or time. Through our long journey, we requested dozens of preapproval letters, phone calls to listing agents and review of our bank statements/other relevant documents, and Jackie always delivered! We could always count on her to turn around any documents we needed ASAP. Her knowledge proved especially valuable, as she fully prepared us for the whole loan process so there were never any surprises from the underwriters/bank or mismanaged expectations. Moreover, Jackie genuinely had our best interests at heart, she really wanted us to find our dream home. She was extremely patient with us during the entire process, always happy to provide information for us to make the right decision and provide recommendations based on her experience. Jackie was absolutely pivotal in our home closing process and we are so grateful to have found her. Thank you so much, Jackie, we are so happy in our new home and could not have done it without you!!
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As a self-employed person you might have a lot of deductions on your tax returns. If your credit scores are at least 660 and you deposit money into a bank account with consistent deposits for the last 24 months, We have bank statement home loan programs (with rates in the 3-4’s)And these loans typically close in three weeks.Give me a call and we can discuss details 😀
Right now the bank statement program is only available on first trust deeds. Please let me know if I can help with any other mortgage questions😀
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