Hi I've been riding at this place before but was thinking of getting a polairs utv do u need insurance on it to ride there.

Technically, yes. If you get my drift...

YES. "Yes. All riders must have, at the minimum, liability insurance. You must also have valid ATV Registration. We honor out-of-state registrations. By submitting the electronic waiver, you are confirming that you have read the AOAA rules and regulations and agree to abide by them."

I was told a lot of places like Hatfield McCoy and stuff you don't need to have insurance you just sign a waiver you don't need insurance on ATVs or dirt bikes I know you need insurance on snowmobiles now from what I hear