I would, and explain about the money to them.
I have a few cats. I, myself, would take the cat in. Sounds like a stone or UTI. With her peeing on things, its her way to tell you that she's sick.
I'm not much of a cat person so I don't know a lot about them. I would call the vet and ask. May not be anything to worry about
Thanks! Im going to take her to the vet
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