You are about 100 percent they have a kill switch and Nancy will tell ya each and every thing that is way out of line and illegal but she’s allowed to do this cuz no one has stopped her, for instance my car I was ALMOST done Paying off caught fire she suggested I take tha car out of the junk yard and continue with payments uhm isn’t this your car like she always stated that when I couldn’t make a payment and she wanted tha car back lol
I am in contact with the district attorney. They recommended to contact them due to several fraudulent and misleading services
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