First consider the cost to repair the small fender bender and then factor that in what Kelley Blue Book has for the fair trade value if the vehicle was in good shape versus poor shape for having that small fender bender. If it was reported to the insurance they will most likely see this in your vehicles carfax report which a dealer with common sense would do before making an offer. And FYI depending on the type of small fender bender, they will also look into why the airbags did not deploy. So if there is a fault on the airbag system, there is most likely a nice tag for repair from the dealer to get it in order to be sellable. My suggestion is, bring it to JB tell him what happened and he is the guy to go to. He will explain the situation to the Manager and the Manager will give you s straight answer. Not the run around like other dealers in the area.
Take it there to get appraised and if it's better to trade it than repair it trade it.
I'm not sure but if you are buying they will appraise it.
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