Asurion is a really good insurance, they should be able to cover most, if not all the damage on yor phone!!
The insurance should cover all. Depending on how old the phone is, the original warranty might cover some of it. Also, they might have automatically signed you up with insurance such as Asurion when you bought it.
I would say nothing if having insurance but can't promise that try calling the geek squad and check warranty on ur phone as well and some company's won't replace it like that mobile or upgrade if broke badly so wish you luck in the end
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