some sheikh said halal and some they said haram. So, you have choices. Go to YouTube and write your question there you get a lot of different answers.
It is haraam. Stay away from this. If you open a checking account with no fee or no interest. You can find banks like this with suntrust or capital one even bank of america. If you want to save open another checking and put your money in it. A checking with no fees. May Allah give you tawfeeq. Dont spend that extra money. Give it away. Its no good.
It is a good question for the imam, please take the details to him
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