Hi Gail! Please give member services a call. We’ll be happy to explain the coverage gap in detail with you. 1-800-222-8600.
There is what is called a donut hole whenever you reach a certain level. You then pay 49% until you reach another level then it goes to catastrophic. If you are on expensive meds then you reach the gap sooner. Now for the kicker, when you are in the first level, they include both what you pay and what People's pays, but when you are in the hole, they only include what you pay. Maybe you can see if the doctor will write your some cheaper meds. Also check out Walmart as sometimes you can get some meds cheaper. Hope this helps
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